LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,267
−HK$9,925/mo
▼ 0.25% · 3.875%
HK$163,190
−HK$5,002/mo
Today · 4.125%
HK$168,192
baseline
▲ 0.50% · 4.625%
HK$178,426
+HK$10,234/mo
Deposit HK$34.70M · loan HK$34.70M · min. income ≈ HK$336,384/mo (50% DSR)
Upfront cash ≈ HK$37.65M (deposit + AVD stamp duty HK$2,949,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,070
−HK$9,513/mo
▼ 0.25% · 3.875%
HK$180,792
−HK$4,791/mo
Today · 4.125%
HK$185,583
baseline
▲ 0.50% · 4.625%
HK$195,365
+HK$9,782/mo
Deposit HK$34.70M · loan HK$34.70M · min. income ≈ HK$371,166/mo (50% DSR)
Upfront cash ≈ HK$37.65M (deposit + AVD stamp duty HK$2,949,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,920
−HK$11,910/mo
▼ 0.25% · 3.875%
HK$195,828
−HK$6,002/mo
Today · 4.125%
HK$201,830
baseline
▲ 0.50% · 4.625%
HK$214,111
+HK$12,281/mo
Deposit HK$27.76M · loan HK$41.64M · min. income ≈ HK$403,660/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,949,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,284
−HK$11,415/mo
▼ 0.25% · 3.875%
HK$216,951
−HK$5,748/mo
Today · 4.125%
HK$222,699
baseline
▲ 0.50% · 4.625%
HK$234,438
+HK$11,739/mo
Deposit HK$27.76M · loan HK$41.64M · min. income ≈ HK$445,398/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,949,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,574
−HK$13,894/mo
▼ 0.25% · 3.875%
HK$228,466
−HK$7,002/mo
Today · 4.125%
HK$235,468
baseline
▲ 0.50% · 4.625%
HK$249,796
+HK$14,328/mo
Deposit HK$20.82M · loan HK$48.59M · min. income ≈ HK$470,936/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,949,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,498
−HK$13,318/mo
▼ 0.25% · 3.875%
HK$253,109
−HK$6,707/mo
Today · 4.125%
HK$259,816
baseline
▲ 0.50% · 4.625%
HK$273,511
+HK$13,695/mo
Deposit HK$20.82M · loan HK$48.59M · min. income ≈ HK$519,632/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,949,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,880
−HK$17,865/mo
▼ 0.25% · 3.875%
HK$293,742
−HK$9,003/mo
Today · 4.125%
HK$302,745
baseline
▲ 0.50% · 4.625%
HK$321,166
+HK$18,421/mo
Deposit HK$6.94M · loan HK$62.47M · min. income ≈ HK$605,490/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,949,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,926
−HK$17,123/mo
▼ 0.25% · 3.875%
HK$325,426
−HK$8,623/mo
Today · 4.125%
HK$334,049
baseline
▲ 0.50% · 4.625%
HK$351,657
+HK$17,608/mo
Deposit HK$6.94M · loan HK$62.47M · min. income ≈ HK$668,098/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,949,817 · Scale 2, in force from 26 Feb 2026)