LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,830
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,323
−HK$500/mo
Today · 4.125%
HK$16,823
baseline
▲ 0.50% · 4.625%
HK$17,847
+HK$1,024/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,646/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,611
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,083
−HK$480/mo
Today · 4.125%
HK$18,563
baseline
▲ 0.50% · 4.625%
HK$19,541
+HK$978/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,126/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,996
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,587
−HK$601/mo
Today · 4.125%
HK$20,188
baseline
▲ 0.50% · 4.625%
HK$21,416
+HK$1,228/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,376/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,133
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,700
−HK$575/mo
Today · 4.125%
HK$22,275
baseline
▲ 0.50% · 4.625%
HK$23,449
+HK$1,174/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,550/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,162
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,852
−HK$700/mo
Today · 4.125%
HK$23,552
baseline
▲ 0.50% · 4.625%
HK$24,985
+HK$1,433/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,104/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,655
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,317
−HK$671/mo
Today · 4.125%
HK$25,988
baseline
▲ 0.50% · 4.625%
HK$27,357
+HK$1,369/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$51,976/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,495
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,381
−HK$900/mo
Today · 4.125%
HK$30,281
baseline
▲ 0.50% · 4.625%
HK$32,124
+HK$1,843/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$60,562/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,700
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,550
−HK$863/mo
Today · 4.125%
HK$33,413
baseline
▲ 0.50% · 4.625%
HK$35,174
+HK$1,761/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$66,826/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,271 · Scale 2, in force from 26 Feb 2026)