LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,831
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,323
−HK$500/mo
Today · 4.125%
HK$16,823
baseline
▲ 0.50% · 4.625%
HK$17,847
+HK$1,024/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,646/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,611
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,084
−HK$479/mo
Today · 4.125%
HK$18,563
baseline
▲ 0.50% · 4.625%
HK$19,541
+HK$978/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,126/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,997
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,588
−HK$600/mo
Today · 4.125%
HK$20,188
baseline
▲ 0.50% · 4.625%
HK$21,416
+HK$1,228/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,376/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,134
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,700
−HK$575/mo
Today · 4.125%
HK$22,275
baseline
▲ 0.50% · 4.625%
HK$23,450
+HK$1,175/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,550/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,163
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,852
−HK$701/mo
Today · 4.125%
HK$23,553
baseline
▲ 0.50% · 4.625%
HK$24,986
+HK$1,433/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,106/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,656
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,317
−HK$671/mo
Today · 4.125%
HK$25,988
baseline
▲ 0.50% · 4.625%
HK$27,358
+HK$1,370/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$51,976/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,495
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,381
−HK$901/mo
Today · 4.125%
HK$30,282
baseline
▲ 0.50% · 4.625%
HK$32,125
+HK$1,843/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$60,564/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,701
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,551
−HK$862/mo
Today · 4.125%
HK$33,413
baseline
▲ 0.50% · 4.625%
HK$35,174
+HK$1,761/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$66,826/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,275 · Scale 2, in force from 26 Feb 2026)