LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,324
−HK$9,928/mo
▼ 0.25% · 3.875%
HK$163,249
−HK$5,003/mo
Today · 4.125%
HK$168,252
baseline
▲ 0.50% · 4.625%
HK$178,490
+HK$10,238/mo
Deposit HK$34.72M · loan HK$34.72M · min. income ≈ HK$336,504/mo (50% DSR)
Upfront cash ≈ HK$37.67M (deposit + AVD stamp duty HK$2,950,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,134
−HK$9,516/mo
▼ 0.25% · 3.875%
HK$180,857
−HK$4,793/mo
Today · 4.125%
HK$185,650
baseline
▲ 0.50% · 4.625%
HK$195,435
+HK$9,785/mo
Deposit HK$34.72M · loan HK$34.72M · min. income ≈ HK$371,300/mo (50% DSR)
Upfront cash ≈ HK$37.67M (deposit + AVD stamp duty HK$2,950,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,989
−HK$11,914/mo
▼ 0.25% · 3.875%
HK$195,898
−HK$6,005/mo
Today · 4.125%
HK$201,903
baseline
▲ 0.50% · 4.625%
HK$214,188
+HK$12,285/mo
Deposit HK$27.77M · loan HK$41.66M · min. income ≈ HK$403,806/mo (50% DSR)
Upfront cash ≈ HK$30.72M (deposit + AVD stamp duty HK$2,950,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,360
−HK$11,420/mo
▼ 0.25% · 3.875%
HK$217,029
−HK$5,751/mo
Today · 4.125%
HK$222,780
baseline
▲ 0.50% · 4.625%
HK$234,523
+HK$11,743/mo
Deposit HK$27.77M · loan HK$41.66M · min. income ≈ HK$445,560/mo (50% DSR)
Upfront cash ≈ HK$30.72M (deposit + AVD stamp duty HK$2,950,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,653
−HK$13,900/mo
▼ 0.25% · 3.875%
HK$228,548
−HK$7,005/mo
Today · 4.125%
HK$235,553
baseline
▲ 0.50% · 4.625%
HK$249,886
+HK$14,333/mo
Deposit HK$20.83M · loan HK$48.60M · min. income ≈ HK$471,106/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$2,950,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,587
−HK$13,322/mo
▼ 0.25% · 3.875%
HK$253,200
−HK$6,709/mo
Today · 4.125%
HK$259,909
baseline
▲ 0.50% · 4.625%
HK$273,610
+HK$13,701/mo
Deposit HK$20.83M · loan HK$48.60M · min. income ≈ HK$519,818/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$2,950,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,983
−HK$17,871/mo
▼ 0.25% · 3.875%
HK$293,847
−HK$9,007/mo
Today · 4.125%
HK$302,854
baseline
▲ 0.50% · 4.625%
HK$321,282
+HK$18,428/mo
Deposit HK$6.94M · loan HK$62.49M · min. income ≈ HK$605,708/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,950,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,041
−HK$17,128/mo
▼ 0.25% · 3.875%
HK$325,543
−HK$8,626/mo
Today · 4.125%
HK$334,169
baseline
▲ 0.50% · 4.625%
HK$351,784
+HK$17,615/mo
Deposit HK$6.94M · loan HK$62.49M · min. income ≈ HK$668,338/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,950,880 · Scale 2, in force from 26 Feb 2026)