LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,836
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,329
−HK$500/mo
Today · 4.125%
HK$16,829
baseline
▲ 0.50% · 4.625%
HK$17,853
+HK$1,024/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,658/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,617
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,090
−HK$479/mo
Today · 4.125%
HK$18,569
baseline
▲ 0.50% · 4.625%
HK$19,548
+HK$979/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,138/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,003
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,594
−HK$601/mo
Today · 4.125%
HK$20,195
baseline
▲ 0.50% · 4.625%
HK$21,424
+HK$1,229/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,390/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,141
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,708
−HK$575/mo
Today · 4.125%
HK$22,283
baseline
▲ 0.50% · 4.625%
HK$23,458
+HK$1,175/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,566/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,170
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,860
−HK$701/mo
Today · 4.125%
HK$23,561
baseline
▲ 0.50% · 4.625%
HK$24,994
+HK$1,433/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,122/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,664
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,326
−HK$671/mo
Today · 4.125%
HK$25,997
baseline
▲ 0.50% · 4.625%
HK$27,367
+HK$1,370/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$51,994/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,505
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,391
−HK$901/mo
Today · 4.125%
HK$30,292
baseline
▲ 0.50% · 4.625%
HK$32,135
+HK$1,843/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$60,584/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,711
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,562
−HK$862/mo
Today · 4.125%
HK$33,424
baseline
▲ 0.50% · 4.625%
HK$35,186
+HK$1,762/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$66,848/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,345 · Scale 2, in force from 26 Feb 2026)