LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,373
−HK$9,931/mo
▼ 0.25% · 3.875%
HK$163,299
−HK$5,005/mo
Today · 4.125%
HK$168,304
baseline
▲ 0.50% · 4.625%
HK$178,545
+HK$10,241/mo
Deposit HK$34.73M · loan HK$34.73M · min. income ≈ HK$336,608/mo (50% DSR)
Upfront cash ≈ HK$37.68M (deposit + AVD stamp duty HK$2,951,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,188
−HK$9,519/mo
▼ 0.25% · 3.875%
HK$180,913
−HK$4,794/mo
Today · 4.125%
HK$185,707
baseline
▲ 0.50% · 4.625%
HK$195,496
+HK$9,789/mo
Deposit HK$34.73M · loan HK$34.73M · min. income ≈ HK$371,414/mo (50% DSR)
Upfront cash ≈ HK$37.68M (deposit + AVD stamp duty HK$2,951,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,047
−HK$11,918/mo
▼ 0.25% · 3.875%
HK$195,959
−HK$6,006/mo
Today · 4.125%
HK$201,965
baseline
▲ 0.50% · 4.625%
HK$214,254
+HK$12,289/mo
Deposit HK$27.78M · loan HK$41.67M · min. income ≈ HK$403,930/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$2,951,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,426
−HK$11,422/mo
▼ 0.25% · 3.875%
HK$217,096
−HK$5,752/mo
Today · 4.125%
HK$222,848
baseline
▲ 0.50% · 4.625%
HK$234,595
+HK$11,747/mo
Deposit HK$27.78M · loan HK$41.67M · min. income ≈ HK$445,696/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$2,951,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,722
−HK$13,904/mo
▼ 0.25% · 3.875%
HK$228,619
−HK$7,007/mo
Today · 4.125%
HK$235,626
baseline
▲ 0.50% · 4.625%
HK$249,963
+HK$14,337/mo
Deposit HK$20.84M · loan HK$48.62M · min. income ≈ HK$471,252/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$2,951,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,663
−HK$13,327/mo
▼ 0.25% · 3.875%
HK$253,279
−HK$6,711/mo
Today · 4.125%
HK$259,990
baseline
▲ 0.50% · 4.625%
HK$273,694
+HK$13,704/mo
Deposit HK$20.84M · loan HK$48.62M · min. income ≈ HK$519,980/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$2,951,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,071
−HK$17,876/mo
▼ 0.25% · 3.875%
HK$293,938
−HK$9,009/mo
Today · 4.125%
HK$302,947
baseline
▲ 0.50% · 4.625%
HK$321,381
+HK$18,434/mo
Deposit HK$6.95M · loan HK$62.51M · min. income ≈ HK$605,894/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$2,951,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,139
−HK$17,134/mo
▼ 0.25% · 3.875%
HK$325,644
−HK$8,629/mo
Today · 4.125%
HK$334,273
baseline
▲ 0.50% · 4.625%
HK$351,893
+HK$17,620/mo
Deposit HK$6.95M · loan HK$62.51M · min. income ≈ HK$668,546/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$2,951,792 · Scale 2, in force from 26 Feb 2026)