LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,838
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,330
−HK$501/mo
Today · 4.125%
HK$16,831
baseline
▲ 0.50% · 4.625%
HK$17,855
+HK$1,024/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,662/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,619
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,092
−HK$479/mo
Today · 4.125%
HK$18,571
baseline
▲ 0.50% · 4.625%
HK$19,550
+HK$979/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,142/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,005
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,596
−HK$601/mo
Today · 4.125%
HK$20,197
baseline
▲ 0.50% · 4.625%
HK$21,426
+HK$1,229/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,394/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,143
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,710
−HK$575/mo
Today · 4.125%
HK$22,285
baseline
▲ 0.50% · 4.625%
HK$23,460
+HK$1,175/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,570/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,173
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,862
−HK$701/mo
Today · 4.125%
HK$23,563
baseline
▲ 0.50% · 4.625%
HK$24,997
+HK$1,434/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,126/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,667
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,328
−HK$671/mo
Today · 4.125%
HK$25,999
baseline
▲ 0.50% · 4.625%
HK$27,370
+HK$1,371/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$51,998/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,508
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,394
−HK$901/mo
Today · 4.125%
HK$30,295
baseline
▲ 0.50% · 4.625%
HK$32,139
+HK$1,844/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$60,590/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,714
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,565
−HK$863/mo
Today · 4.125%
HK$33,428
baseline
▲ 0.50% · 4.625%
HK$35,190
+HK$1,762/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$66,856/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,366 · Scale 2, in force from 26 Feb 2026)