LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,844
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,337
−HK$500/mo
Today · 4.125%
HK$16,837
baseline
▲ 0.50% · 4.625%
HK$17,862
+HK$1,025/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,674/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,626
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,099
−HK$479/mo
Today · 4.125%
HK$18,578
baseline
▲ 0.50% · 4.625%
HK$19,558
+HK$980/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,156/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,012
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,604
−HK$601/mo
Today · 4.125%
HK$20,205
baseline
▲ 0.50% · 4.625%
HK$21,434
+HK$1,229/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,410/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,151
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,718
−HK$576/mo
Today · 4.125%
HK$22,294
baseline
▲ 0.50% · 4.625%
HK$23,469
+HK$1,175/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,588/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,181
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,871
−HK$701/mo
Today · 4.125%
HK$23,572
baseline
▲ 0.50% · 4.625%
HK$25,006
+HK$1,434/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,144/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,676
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,338
−HK$672/mo
Today · 4.125%
HK$26,010
baseline
▲ 0.50% · 4.625%
HK$27,381
+HK$1,371/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$52,020/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,519
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,406
−HK$901/mo
Today · 4.125%
HK$30,307
baseline
▲ 0.50% · 4.625%
HK$32,151
+HK$1,844/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$60,614/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,727
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,578
−HK$863/mo
Today · 4.125%
HK$33,441
baseline
▲ 0.50% · 4.625%
HK$35,204
+HK$1,763/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$66,882/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,447 · Scale 2, in force from 26 Feb 2026)