LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,443
−HK$9,936/mo
▼ 0.25% · 3.875%
HK$163,371
−HK$5,008/mo
Today · 4.125%
HK$168,379
baseline
▲ 0.50% · 4.625%
HK$178,624
+HK$10,245/mo
Deposit HK$34.74M · loan HK$34.74M · min. income ≈ HK$336,758/mo (50% DSR)
Upfront cash ≈ HK$37.70M (deposit + AVD stamp duty HK$2,953,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,266
−HK$9,523/mo
▼ 0.25% · 3.875%
HK$180,993
−HK$4,796/mo
Today · 4.125%
HK$185,789
baseline
▲ 0.50% · 4.625%
HK$195,582
+HK$9,793/mo
Deposit HK$34.74M · loan HK$34.74M · min. income ≈ HK$371,578/mo (50% DSR)
Upfront cash ≈ HK$37.70M (deposit + AVD stamp duty HK$2,953,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,131
−HK$11,923/mo
▼ 0.25% · 3.875%
HK$196,046
−HK$6,008/mo
Today · 4.125%
HK$202,054
baseline
▲ 0.50% · 4.625%
HK$214,349
+HK$12,295/mo
Deposit HK$27.79M · loan HK$41.69M · min. income ≈ HK$404,108/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,953,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,519
−HK$11,428/mo
▼ 0.25% · 3.875%
HK$217,192
−HK$5,755/mo
Today · 4.125%
HK$222,947
baseline
▲ 0.50% · 4.625%
HK$234,699
+HK$11,752/mo
Deposit HK$27.79M · loan HK$41.69M · min. income ≈ HK$445,894/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,953,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,820
−HK$13,910/mo
▼ 0.25% · 3.875%
HK$228,720
−HK$7,010/mo
Today · 4.125%
HK$235,730
baseline
▲ 0.50% · 4.625%
HK$250,074
+HK$14,344/mo
Deposit HK$20.85M · loan HK$48.64M · min. income ≈ HK$471,460/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,953,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,773
−HK$13,332/mo
▼ 0.25% · 3.875%
HK$253,391
−HK$6,714/mo
Today · 4.125%
HK$260,105
baseline
▲ 0.50% · 4.625%
HK$273,815
+HK$13,710/mo
Deposit HK$20.85M · loan HK$48.64M · min. income ≈ HK$520,210/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,953,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,197
−HK$17,885/mo
▼ 0.25% · 3.875%
HK$294,068
−HK$9,014/mo
Today · 4.125%
HK$303,082
baseline
▲ 0.50% · 4.625%
HK$321,523
+HK$18,441/mo
Deposit HK$6.95M · loan HK$62.54M · min. income ≈ HK$606,164/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$2,953,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,279
−HK$17,142/mo
▼ 0.25% · 3.875%
HK$325,788
−HK$8,633/mo
Today · 4.125%
HK$334,421
baseline
▲ 0.50% · 4.625%
HK$352,048
+HK$17,627/mo
Deposit HK$6.95M · loan HK$62.54M · min. income ≈ HK$668,842/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$2,953,099 · Scale 2, in force from 26 Feb 2026)