LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,845
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,338
−HK$501/mo
Today · 4.125%
HK$16,839
baseline
▲ 0.50% · 4.625%
HK$17,864
+HK$1,025/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,678/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,628
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,101
−HK$479/mo
Today · 4.125%
HK$18,580
baseline
▲ 0.50% · 4.625%
HK$19,560
+HK$980/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,160/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,015
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,606
−HK$601/mo
Today · 4.125%
HK$20,207
baseline
▲ 0.50% · 4.625%
HK$21,436
+HK$1,229/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,414/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,153
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,721
−HK$575/mo
Today · 4.125%
HK$22,296
baseline
▲ 0.50% · 4.625%
HK$23,472
+HK$1,176/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,592/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,184
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,874
−HK$701/mo
Today · 4.125%
HK$23,575
baseline
▲ 0.50% · 4.625%
HK$25,009
+HK$1,434/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,150/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,679
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,341
−HK$671/mo
Today · 4.125%
HK$26,012
baseline
▲ 0.50% · 4.625%
HK$27,384
+HK$1,372/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$52,024/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,522
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,409
−HK$901/mo
Today · 4.125%
HK$30,310
baseline
▲ 0.50% · 4.625%
HK$32,155
+HK$1,845/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$60,620/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,730
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,581
−HK$864/mo
Today · 4.125%
HK$33,445
baseline
▲ 0.50% · 4.625%
HK$35,207
+HK$1,762/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$66,890/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,470 · Scale 2, in force from 26 Feb 2026)