LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,468
−HK$9,937/mo
▼ 0.25% · 3.875%
HK$163,397
−HK$5,008/mo
Today · 4.125%
HK$168,405
baseline
▲ 0.50% · 4.625%
HK$178,652
+HK$10,247/mo
Deposit HK$34.75M · loan HK$34.75M · min. income ≈ HK$336,810/mo (50% DSR)
Upfront cash ≈ HK$37.70M (deposit + AVD stamp duty HK$2,953,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,294
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$181,022
−HK$4,796/mo
Today · 4.125%
HK$185,818
baseline
▲ 0.50% · 4.625%
HK$195,613
+HK$9,795/mo
Deposit HK$34.75M · loan HK$34.75M · min. income ≈ HK$371,636/mo (50% DSR)
Upfront cash ≈ HK$37.70M (deposit + AVD stamp duty HK$2,953,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,161
−HK$11,925/mo
▼ 0.25% · 3.875%
HK$196,076
−HK$6,010/mo
Today · 4.125%
HK$202,086
baseline
▲ 0.50% · 4.625%
HK$214,383
+HK$12,297/mo
Deposit HK$27.80M · loan HK$41.70M · min. income ≈ HK$404,172/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,953,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,553
−HK$11,429/mo
▼ 0.25% · 3.875%
HK$217,226
−HK$5,756/mo
Today · 4.125%
HK$222,982
baseline
▲ 0.50% · 4.625%
HK$234,736
+HK$11,754/mo
Deposit HK$27.80M · loan HK$41.70M · min. income ≈ HK$445,964/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,953,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,855
−HK$13,912/mo
▼ 0.25% · 3.875%
HK$228,756
−HK$7,011/mo
Today · 4.125%
HK$235,767
baseline
▲ 0.50% · 4.625%
HK$250,113
+HK$14,346/mo
Deposit HK$20.85M · loan HK$48.65M · min. income ≈ HK$471,534/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,953,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,811
−HK$13,335/mo
▼ 0.25% · 3.875%
HK$253,431
−HK$6,715/mo
Today · 4.125%
HK$260,146
baseline
▲ 0.50% · 4.625%
HK$273,858
+HK$13,712/mo
Deposit HK$20.85M · loan HK$48.65M · min. income ≈ HK$520,292/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,953,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,242
−HK$17,887/mo
▼ 0.25% · 3.875%
HK$294,115
−HK$9,014/mo
Today · 4.125%
HK$303,129
baseline
▲ 0.50% · 4.625%
HK$321,574
+HK$18,445/mo
Deposit HK$6.95M · loan HK$62.55M · min. income ≈ HK$606,258/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$2,953,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,329
−HK$17,144/mo
▼ 0.25% · 3.875%
HK$325,839
−HK$8,634/mo
Today · 4.125%
HK$334,473
baseline
▲ 0.50% · 4.625%
HK$352,104
+HK$17,631/mo
Deposit HK$6.95M · loan HK$62.55M · min. income ≈ HK$668,946/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$2,953,563 · Scale 2, in force from 26 Feb 2026)