LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,847
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,340
−HK$501/mo
Today · 4.125%
HK$16,841
baseline
▲ 0.50% · 4.625%
HK$17,866
+HK$1,025/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,682/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,630
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,103
−HK$479/mo
Today · 4.125%
HK$18,582
baseline
▲ 0.50% · 4.625%
HK$19,562
+HK$980/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,164/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,017
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,608
−HK$601/mo
Today · 4.125%
HK$20,209
baseline
▲ 0.50% · 4.625%
HK$21,439
+HK$1,230/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,418/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,156
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,723
−HK$576/mo
Today · 4.125%
HK$22,299
baseline
▲ 0.50% · 4.625%
HK$23,474
+HK$1,175/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,598/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,186
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,876
−HK$701/mo
Today · 4.125%
HK$23,577
baseline
▲ 0.50% · 4.625%
HK$25,012
+HK$1,435/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,154/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,682
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,344
−HK$671/mo
Today · 4.125%
HK$26,015
baseline
▲ 0.50% · 4.625%
HK$27,387
+HK$1,372/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$52,030/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,525
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,412
−HK$902/mo
Today · 4.125%
HK$30,314
baseline
▲ 0.50% · 4.625%
HK$32,158
+HK$1,844/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$60,628/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,734
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,585
−HK$863/mo
Today · 4.125%
HK$33,448
baseline
▲ 0.50% · 4.625%
HK$35,211
+HK$1,763/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$66,896/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,492 · Scale 2, in force from 26 Feb 2026)