LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,848
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,341
−HK$501/mo
Today · 4.125%
HK$16,842
baseline
▲ 0.50% · 4.625%
HK$17,866
+HK$1,024/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,684/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,630
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,103
−HK$480/mo
Today · 4.125%
HK$18,583
baseline
▲ 0.50% · 4.625%
HK$19,562
+HK$979/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,166/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,017
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,609
−HK$601/mo
Today · 4.125%
HK$20,210
baseline
▲ 0.50% · 4.625%
HK$21,440
+HK$1,230/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,420/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,157
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,724
−HK$576/mo
Today · 4.125%
HK$22,300
baseline
▲ 0.50% · 4.625%
HK$23,475
+HK$1,175/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,600/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,187
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,877
−HK$701/mo
Today · 4.125%
HK$23,578
baseline
▲ 0.50% · 4.625%
HK$25,013
+HK$1,435/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,156/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,683
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,345
−HK$671/mo
Today · 4.125%
HK$26,016
baseline
▲ 0.50% · 4.625%
HK$27,387
+HK$1,371/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$52,032/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,526
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,413
−HK$902/mo
Today · 4.125%
HK$30,315
baseline
▲ 0.50% · 4.625%
HK$32,159
+HK$1,844/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$60,630/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,735
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,586
−HK$863/mo
Today · 4.125%
HK$33,449
baseline
▲ 0.50% · 4.625%
HK$35,212
+HK$1,763/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$66,898/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,500 · Scale 2, in force from 26 Feb 2026)