LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,569
−HK$9,943/mo
▼ 0.25% · 3.875%
HK$163,501
−HK$5,011/mo
Today · 4.125%
HK$168,512
baseline
▲ 0.50% · 4.625%
HK$178,766
+HK$10,254/mo
Deposit HK$34.77M · loan HK$34.77M · min. income ≈ HK$337,024/mo (50% DSR)
Upfront cash ≈ HK$37.73M (deposit + AVD stamp duty HK$2,955,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,406
−HK$9,531/mo
▼ 0.25% · 3.875%
HK$181,137
−HK$4,800/mo
Today · 4.125%
HK$185,937
baseline
▲ 0.50% · 4.625%
HK$195,738
+HK$9,801/mo
Deposit HK$34.77M · loan HK$34.77M · min. income ≈ HK$371,874/mo (50% DSR)
Upfront cash ≈ HK$37.73M (deposit + AVD stamp duty HK$2,955,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,282
−HK$11,933/mo
▼ 0.25% · 3.875%
HK$196,201
−HK$6,014/mo
Today · 4.125%
HK$202,215
baseline
▲ 0.50% · 4.625%
HK$214,519
+HK$12,304/mo
Deposit HK$27.82M · loan HK$41.72M · min. income ≈ HK$404,430/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,955,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,687
−HK$11,437/mo
▼ 0.25% · 3.875%
HK$217,365
−HK$5,759/mo
Today · 4.125%
HK$223,124
baseline
▲ 0.50% · 4.625%
HK$234,885
+HK$11,761/mo
Deposit HK$27.82M · loan HK$41.72M · min. income ≈ HK$446,248/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,955,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,996
−HK$13,921/mo
▼ 0.25% · 3.875%
HK$228,902
−HK$7,015/mo
Today · 4.125%
HK$235,917
baseline
▲ 0.50% · 4.625%
HK$250,272
+HK$14,355/mo
Deposit HK$20.86M · loan HK$48.68M · min. income ≈ HK$471,834/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,955,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,969
−HK$13,343/mo
▼ 0.25% · 3.875%
HK$253,592
−HK$6,720/mo
Today · 4.125%
HK$260,312
baseline
▲ 0.50% · 4.625%
HK$274,033
+HK$13,721/mo
Deposit HK$20.86M · loan HK$48.68M · min. income ≈ HK$520,624/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,955,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,424
−HK$17,898/mo
▼ 0.25% · 3.875%
HK$294,302
−HK$9,020/mo
Today · 4.125%
HK$303,322
baseline
▲ 0.50% · 4.625%
HK$321,779
+HK$18,457/mo
Deposit HK$6.95M · loan HK$62.59M · min. income ≈ HK$606,644/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$2,955,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,531
−HK$17,155/mo
▼ 0.25% · 3.875%
HK$326,047
−HK$8,639/mo
Today · 4.125%
HK$334,686
baseline
▲ 0.50% · 4.625%
HK$352,328
+HK$17,642/mo
Deposit HK$6.95M · loan HK$62.59M · min. income ≈ HK$669,372/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$2,955,445 · Scale 2, in force from 26 Feb 2026)