LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,592
−HK$9,945/mo
▼ 0.25% · 3.875%
HK$163,525
−HK$5,012/mo
Today · 4.125%
HK$168,537
baseline
▲ 0.50% · 4.625%
HK$178,793
+HK$10,256/mo
Deposit HK$34.78M · loan HK$34.78M · min. income ≈ HK$337,074/mo (50% DSR)
Upfront cash ≈ HK$37.73M (deposit + AVD stamp duty HK$2,955,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,432
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$181,164
−HK$4,800/mo
Today · 4.125%
HK$185,964
baseline
▲ 0.50% · 4.625%
HK$195,767
+HK$9,803/mo
Deposit HK$34.78M · loan HK$34.78M · min. income ≈ HK$371,928/mo (50% DSR)
Upfront cash ≈ HK$37.73M (deposit + AVD stamp duty HK$2,955,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,311
−HK$11,934/mo
▼ 0.25% · 3.875%
HK$196,230
−HK$6,015/mo
Today · 4.125%
HK$202,245
baseline
▲ 0.50% · 4.625%
HK$214,551
+HK$12,306/mo
Deposit HK$27.82M · loan HK$41.73M · min. income ≈ HK$404,490/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$2,955,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,719
−HK$11,438/mo
▼ 0.25% · 3.875%
HK$217,397
−HK$5,760/mo
Today · 4.125%
HK$223,157
baseline
▲ 0.50% · 4.625%
HK$234,920
+HK$11,763/mo
Deposit HK$27.82M · loan HK$41.73M · min. income ≈ HK$446,314/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$2,955,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,029
−HK$13,923/mo
▼ 0.25% · 3.875%
HK$228,936
−HK$7,016/mo
Today · 4.125%
HK$235,952
baseline
▲ 0.50% · 4.625%
HK$250,310
+HK$14,358/mo
Deposit HK$20.87M · loan HK$48.69M · min. income ≈ HK$471,904/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,955,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,005
−HK$13,345/mo
▼ 0.25% · 3.875%
HK$253,630
−HK$6,720/mo
Today · 4.125%
HK$260,350
baseline
▲ 0.50% · 4.625%
HK$274,074
+HK$13,724/mo
Deposit HK$20.87M · loan HK$48.69M · min. income ≈ HK$520,700/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,955,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,466
−HK$17,901/mo
▼ 0.25% · 3.875%
HK$294,346
−HK$9,021/mo
Today · 4.125%
HK$303,367
baseline
▲ 0.50% · 4.625%
HK$321,827
+HK$18,460/mo
Deposit HK$6.96M · loan HK$62.60M · min. income ≈ HK$606,734/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$2,955,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,578
−HK$17,158/mo
▼ 0.25% · 3.875%
HK$326,095
−HK$8,641/mo
Today · 4.125%
HK$334,736
baseline
▲ 0.50% · 4.625%
HK$352,380
+HK$17,644/mo
Deposit HK$6.96M · loan HK$62.60M · min. income ≈ HK$669,472/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$2,955,884 · Scale 2, in force from 26 Feb 2026)