LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,645
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$163,580
−HK$5,013/mo
Today · 4.125%
HK$168,593
baseline
▲ 0.50% · 4.625%
HK$178,852
+HK$10,259/mo
Deposit HK$34.79M · loan HK$34.79M · min. income ≈ HK$337,186/mo (50% DSR)
Upfront cash ≈ HK$37.74M (deposit + AVD stamp duty HK$2,956,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,491
−HK$9,535/mo
▼ 0.25% · 3.875%
HK$181,224
−HK$4,802/mo
Today · 4.125%
HK$186,026
baseline
▲ 0.50% · 4.625%
HK$195,832
+HK$9,806/mo
Deposit HK$34.79M · loan HK$34.79M · min. income ≈ HK$372,052/mo (50% DSR)
Upfront cash ≈ HK$37.74M (deposit + AVD stamp duty HK$2,956,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,374
−HK$11,938/mo
▼ 0.25% · 3.875%
HK$196,295
−HK$6,017/mo
Today · 4.125%
HK$202,312
baseline
▲ 0.50% · 4.625%
HK$214,622
+HK$12,310/mo
Deposit HK$27.83M · loan HK$41.74M · min. income ≈ HK$404,624/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,956,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,789
−HK$11,442/mo
▼ 0.25% · 3.875%
HK$217,469
−HK$5,762/mo
Today · 4.125%
HK$223,231
baseline
▲ 0.50% · 4.625%
HK$234,998
+HK$11,767/mo
Deposit HK$27.83M · loan HK$41.74M · min. income ≈ HK$446,462/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,956,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,103
−HK$13,928/mo
▼ 0.25% · 3.875%
HK$229,011
−HK$7,020/mo
Today · 4.125%
HK$236,031
baseline
▲ 0.50% · 4.625%
HK$250,392
+HK$14,361/mo
Deposit HK$20.87M · loan HK$48.70M · min. income ≈ HK$472,062/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,956,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,087
−HK$13,349/mo
▼ 0.25% · 3.875%
HK$253,714
−HK$6,722/mo
Today · 4.125%
HK$260,436
baseline
▲ 0.50% · 4.625%
HK$274,164
+HK$13,728/mo
Deposit HK$20.87M · loan HK$48.70M · min. income ≈ HK$520,872/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,956,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,561
−HK$17,907/mo
▼ 0.25% · 3.875%
HK$294,443
−HK$9,025/mo
Today · 4.125%
HK$303,468
baseline
▲ 0.50% · 4.625%
HK$321,933
+HK$18,465/mo
Deposit HK$6.96M · loan HK$62.62M · min. income ≈ HK$606,936/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$2,956,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,683
−HK$17,164/mo
▼ 0.25% · 3.875%
HK$326,203
−HK$8,644/mo
Today · 4.125%
HK$334,847
baseline
▲ 0.50% · 4.625%
HK$352,497
+HK$17,650/mo
Deposit HK$6.96M · loan HK$62.62M · min. income ≈ HK$669,694/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$2,956,863 · Scale 2, in force from 26 Feb 2026)