LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,866
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,359
−HK$501/mo
Today · 4.125%
HK$16,860
baseline
▲ 0.50% · 4.625%
HK$17,886
+HK$1,026/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,720/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,650
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,124
−HK$480/mo
Today · 4.125%
HK$18,604
baseline
▲ 0.50% · 4.625%
HK$19,584
+HK$980/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,208/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,039
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,631
−HK$601/mo
Today · 4.125%
HK$20,232
baseline
▲ 0.50% · 4.625%
HK$21,464
+HK$1,232/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,464/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,180
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,748
−HK$577/mo
Today · 4.125%
HK$22,325
baseline
▲ 0.50% · 4.625%
HK$23,501
+HK$1,176/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,650/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,212
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,903
−HK$702/mo
Today · 4.125%
HK$23,605
baseline
▲ 0.50% · 4.625%
HK$25,041
+HK$1,436/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$47,210/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,710
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,373
−HK$672/mo
Today · 4.125%
HK$26,045
baseline
▲ 0.50% · 4.625%
HK$27,418
+HK$1,373/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$52,090/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,558
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,446
−HK$903/mo
Today · 4.125%
HK$30,349
baseline
▲ 0.50% · 4.625%
HK$32,195
+HK$1,846/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$60,698/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$208,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,770
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,622
−HK$865/mo
Today · 4.125%
HK$33,487
baseline
▲ 0.50% · 4.625%
HK$35,252
+HK$1,765/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$66,974/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$208,734 · Scale 2, in force from 26 Feb 2026)