LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,660
−HK$9,949/mo
▼ 0.25% · 3.875%
HK$163,595
−HK$5,014/mo
Today · 4.125%
HK$168,609
baseline
▲ 0.50% · 4.625%
HK$178,869
+HK$10,260/mo
Deposit HK$34.79M · loan HK$34.79M · min. income ≈ HK$337,218/mo (50% DSR)
Upfront cash ≈ HK$37.75M (deposit + AVD stamp duty HK$2,957,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,508
−HK$9,536/mo
▼ 0.25% · 3.875%
HK$181,241
−HK$4,803/mo
Today · 4.125%
HK$186,044
baseline
▲ 0.50% · 4.625%
HK$195,850
+HK$9,806/mo
Deposit HK$34.79M · loan HK$34.79M · min. income ≈ HK$372,088/mo (50% DSR)
Upfront cash ≈ HK$37.75M (deposit + AVD stamp duty HK$2,957,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,392
−HK$11,939/mo
▼ 0.25% · 3.875%
HK$196,314
−HK$6,017/mo
Today · 4.125%
HK$202,331
baseline
▲ 0.50% · 4.625%
HK$214,643
+HK$12,312/mo
Deposit HK$27.83M · loan HK$41.75M · min. income ≈ HK$404,662/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,957,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,809
−HK$11,444/mo
▼ 0.25% · 3.875%
HK$217,490
−HK$5,763/mo
Today · 4.125%
HK$223,253
baseline
▲ 0.50% · 4.625%
HK$235,020
+HK$11,767/mo
Deposit HK$27.83M · loan HK$41.75M · min. income ≈ HK$446,506/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,957,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,124
−HK$13,929/mo
▼ 0.25% · 3.875%
HK$229,033
−HK$7,020/mo
Today · 4.125%
HK$236,053
baseline
▲ 0.50% · 4.625%
HK$250,416
+HK$14,363/mo
Deposit HK$20.87M · loan HK$48.71M · min. income ≈ HK$472,106/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,957,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,111
−HK$13,350/mo
▼ 0.25% · 3.875%
HK$253,738
−HK$6,723/mo
Today · 4.125%
HK$260,461
baseline
▲ 0.50% · 4.625%
HK$274,191
+HK$13,730/mo
Deposit HK$20.87M · loan HK$48.71M · min. income ≈ HK$520,922/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,957,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,588
−HK$17,909/mo
▼ 0.25% · 3.875%
HK$294,471
−HK$9,026/mo
Today · 4.125%
HK$303,497
baseline
▲ 0.50% · 4.625%
HK$321,964
+HK$18,467/mo
Deposit HK$6.96M · loan HK$62.62M · min. income ≈ HK$606,994/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,957,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,714
−HK$17,165/mo
▼ 0.25% · 3.875%
HK$326,235
−HK$8,644/mo
Today · 4.125%
HK$334,879
baseline
▲ 0.50% · 4.625%
HK$352,531
+HK$17,652/mo
Deposit HK$6.96M · loan HK$62.62M · min. income ≈ HK$669,758/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,957,145 · Scale 2, in force from 26 Feb 2026)