LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,673
−HK$9,950/mo
▼ 0.25% · 3.875%
HK$163,609
−HK$5,014/mo
Today · 4.125%
HK$168,623
baseline
▲ 0.50% · 4.625%
HK$178,883
+HK$10,260/mo
Deposit HK$34.79M · loan HK$34.79M · min. income ≈ HK$337,246/mo (50% DSR)
Upfront cash ≈ HK$37.75M (deposit + AVD stamp duty HK$2,957,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,522
−HK$9,537/mo
▼ 0.25% · 3.875%
HK$181,256
−HK$4,803/mo
Today · 4.125%
HK$186,059
baseline
▲ 0.50% · 4.625%
HK$195,866
+HK$9,807/mo
Deposit HK$34.79M · loan HK$34.79M · min. income ≈ HK$372,118/mo (50% DSR)
Upfront cash ≈ HK$37.75M (deposit + AVD stamp duty HK$2,957,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,407
−HK$11,941/mo
▼ 0.25% · 3.875%
HK$196,330
−HK$6,018/mo
Today · 4.125%
HK$202,348
baseline
▲ 0.50% · 4.625%
HK$214,660
+HK$12,312/mo
Deposit HK$27.83M · loan HK$41.75M · min. income ≈ HK$404,696/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,957,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,826
−HK$11,445/mo
▼ 0.25% · 3.875%
HK$217,507
−HK$5,764/mo
Today · 4.125%
HK$223,271
baseline
▲ 0.50% · 4.625%
HK$235,040
+HK$11,769/mo
Deposit HK$27.83M · loan HK$41.75M · min. income ≈ HK$446,542/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,957,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,142
−HK$13,930/mo
▼ 0.25% · 3.875%
HK$229,052
−HK$7,020/mo
Today · 4.125%
HK$236,072
baseline
▲ 0.50% · 4.625%
HK$250,437
+HK$14,365/mo
Deposit HK$20.88M · loan HK$48.71M · min. income ≈ HK$472,144/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,957,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,131
−HK$13,352/mo
▼ 0.25% · 3.875%
HK$253,759
−HK$6,724/mo
Today · 4.125%
HK$260,483
baseline
▲ 0.50% · 4.625%
HK$274,213
+HK$13,730/mo
Deposit HK$20.88M · loan HK$48.71M · min. income ≈ HK$520,966/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,957,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,611
−HK$17,911/mo
▼ 0.25% · 3.875%
HK$294,495
−HK$9,027/mo
Today · 4.125%
HK$303,522
baseline
▲ 0.50% · 4.625%
HK$321,990
+HK$18,468/mo
Deposit HK$6.96M · loan HK$62.63M · min. income ≈ HK$607,044/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,957,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,740
−HK$17,166/mo
▼ 0.25% · 3.875%
HK$326,261
−HK$8,645/mo
Today · 4.125%
HK$334,906
baseline
▲ 0.50% · 4.625%
HK$352,559
+HK$17,653/mo
Deposit HK$6.96M · loan HK$62.63M · min. income ≈ HK$669,812/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,957,386 · Scale 2, in force from 26 Feb 2026)