LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,690
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$163,626
−HK$5,015/mo
Today · 4.125%
HK$168,641
baseline
▲ 0.50% · 4.625%
HK$178,902
+HK$10,261/mo
Deposit HK$34.80M · loan HK$34.80M · min. income ≈ HK$337,282/mo (50% DSR)
Upfront cash ≈ HK$37.75M (deposit + AVD stamp duty HK$2,957,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,541
−HK$9,538/mo
▼ 0.25% · 3.875%
HK$181,275
−HK$4,804/mo
Today · 4.125%
HK$186,079
baseline
▲ 0.50% · 4.625%
HK$195,887
+HK$9,808/mo
Deposit HK$34.80M · loan HK$34.80M · min. income ≈ HK$372,158/mo (50% DSR)
Upfront cash ≈ HK$37.75M (deposit + AVD stamp duty HK$2,957,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,428
−HK$11,941/mo
▼ 0.25% · 3.875%
HK$196,351
−HK$6,018/mo
Today · 4.125%
HK$202,369
baseline
▲ 0.50% · 4.625%
HK$214,683
+HK$12,314/mo
Deposit HK$27.84M · loan HK$41.76M · min. income ≈ HK$404,738/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,957,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,849
−HK$11,445/mo
▼ 0.25% · 3.875%
HK$217,531
−HK$5,763/mo
Today · 4.125%
HK$223,294
baseline
▲ 0.50% · 4.625%
HK$235,065
+HK$11,771/mo
Deposit HK$27.84M · loan HK$41.76M · min. income ≈ HK$446,588/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,957,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,166
−HK$13,931/mo
▼ 0.25% · 3.875%
HK$229,076
−HK$7,021/mo
Today · 4.125%
HK$236,097
baseline
▲ 0.50% · 4.625%
HK$250,463
+HK$14,366/mo
Deposit HK$20.88M · loan HK$48.72M · min. income ≈ HK$472,194/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$2,957,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,157
−HK$13,353/mo
▼ 0.25% · 3.875%
HK$253,786
−HK$6,724/mo
Today · 4.125%
HK$260,510
baseline
▲ 0.50% · 4.625%
HK$274,242
+HK$13,732/mo
Deposit HK$20.88M · loan HK$48.72M · min. income ≈ HK$521,020/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$2,957,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,641
−HK$17,913/mo
▼ 0.25% · 3.875%
HK$294,527
−HK$9,027/mo
Today · 4.125%
HK$303,554
baseline
▲ 0.50% · 4.625%
HK$322,024
+HK$18,470/mo
Deposit HK$6.96M · loan HK$62.63M · min. income ≈ HK$607,108/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,957,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,773
−HK$17,169/mo
▼ 0.25% · 3.875%
HK$326,296
−HK$8,646/mo
Today · 4.125%
HK$334,942
baseline
▲ 0.50% · 4.625%
HK$352,597
+HK$17,655/mo
Deposit HK$6.96M · loan HK$62.63M · min. income ≈ HK$669,884/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,957,700 · Scale 2, in force from 26 Feb 2026)