LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,737
−HK$9,954/mo
▼ 0.25% · 3.875%
HK$163,675
−HK$5,016/mo
Today · 4.125%
HK$168,691
baseline
▲ 0.50% · 4.625%
HK$178,956
+HK$10,265/mo
Deposit HK$34.81M · loan HK$34.81M · min. income ≈ HK$337,382/mo (50% DSR)
Upfront cash ≈ HK$37.77M (deposit + AVD stamp duty HK$2,958,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,594
−HK$9,540/mo
▼ 0.25% · 3.875%
HK$181,330
−HK$4,804/mo
Today · 4.125%
HK$186,134
baseline
▲ 0.50% · 4.625%
HK$195,946
+HK$9,812/mo
Deposit HK$34.81M · loan HK$34.81M · min. income ≈ HK$372,268/mo (50% DSR)
Upfront cash ≈ HK$37.77M (deposit + AVD stamp duty HK$2,958,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,485
−HK$11,945/mo
▼ 0.25% · 3.875%
HK$196,410
−HK$6,020/mo
Today · 4.125%
HK$202,430
baseline
▲ 0.50% · 4.625%
HK$214,747
+HK$12,317/mo
Deposit HK$27.85M · loan HK$41.77M · min. income ≈ HK$404,860/mo (50% DSR)
Upfront cash ≈ HK$30.80M (deposit + AVD stamp duty HK$2,958,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,912
−HK$11,449/mo
▼ 0.25% · 3.875%
HK$217,596
−HK$5,765/mo
Today · 4.125%
HK$223,361
baseline
▲ 0.50% · 4.625%
HK$235,135
+HK$11,774/mo
Deposit HK$27.85M · loan HK$41.77M · min. income ≈ HK$446,722/mo (50% DSR)
Upfront cash ≈ HK$30.80M (deposit + AVD stamp duty HK$2,958,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,232
−HK$13,936/mo
▼ 0.25% · 3.875%
HK$229,145
−HK$7,023/mo
Today · 4.125%
HK$236,168
baseline
▲ 0.50% · 4.625%
HK$250,538
+HK$14,370/mo
Deposit HK$20.88M · loan HK$48.73M · min. income ≈ HK$472,336/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$2,958,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,231
−HK$13,357/mo
▼ 0.25% · 3.875%
HK$253,862
−HK$6,726/mo
Today · 4.125%
HK$260,588
baseline
▲ 0.50% · 4.625%
HK$274,324
+HK$13,736/mo
Deposit HK$20.88M · loan HK$48.73M · min. income ≈ HK$521,176/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$2,958,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,727
−HK$17,918/mo
▼ 0.25% · 3.875%
HK$294,615
−HK$9,030/mo
Today · 4.125%
HK$303,645
baseline
▲ 0.50% · 4.625%
HK$322,121
+HK$18,476/mo
Deposit HK$6.96M · loan HK$62.65M · min. income ≈ HK$607,290/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,958,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,868
−HK$17,174/mo
▼ 0.25% · 3.875%
HK$326,393
−HK$8,649/mo
Today · 4.125%
HK$335,042
baseline
▲ 0.50% · 4.625%
HK$352,702
+HK$17,660/mo
Deposit HK$6.96M · loan HK$62.65M · min. income ≈ HK$670,084/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,958,584 · Scale 2, in force from 26 Feb 2026)