LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,801
−HK$9,958/mo
▼ 0.25% · 3.875%
HK$163,740
−HK$5,019/mo
Today · 4.125%
HK$168,759
baseline
▲ 0.50% · 4.625%
HK$179,027
+HK$10,268/mo
Deposit HK$34.82M · loan HK$34.82M · min. income ≈ HK$337,518/mo (50% DSR)
Upfront cash ≈ HK$37.78M (deposit + AVD stamp duty HK$2,959,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,664
−HK$9,545/mo
▼ 0.25% · 3.875%
HK$181,402
−HK$4,807/mo
Today · 4.125%
HK$186,209
baseline
▲ 0.50% · 4.625%
HK$196,024
+HK$9,815/mo
Deposit HK$34.82M · loan HK$34.82M · min. income ≈ HK$372,418/mo (50% DSR)
Upfront cash ≈ HK$37.78M (deposit + AVD stamp duty HK$2,959,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,561
−HK$11,950/mo
▼ 0.25% · 3.875%
HK$196,488
−HK$6,023/mo
Today · 4.125%
HK$202,511
baseline
▲ 0.50% · 4.625%
HK$214,833
+HK$12,322/mo
Deposit HK$27.86M · loan HK$41.78M · min. income ≈ HK$405,022/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$2,959,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,997
−HK$11,453/mo
▼ 0.25% · 3.875%
HK$217,683
−HK$5,767/mo
Today · 4.125%
HK$223,450
baseline
▲ 0.50% · 4.625%
HK$235,229
+HK$11,779/mo
Deposit HK$27.86M · loan HK$41.78M · min. income ≈ HK$446,900/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$2,959,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,321
−HK$13,941/mo
▼ 0.25% · 3.875%
HK$229,236
−HK$7,026/mo
Today · 4.125%
HK$236,262
baseline
▲ 0.50% · 4.625%
HK$250,638
+HK$14,376/mo
Deposit HK$20.89M · loan HK$48.75M · min. income ≈ HK$472,524/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$2,959,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,330
−HK$13,362/mo
▼ 0.25% · 3.875%
HK$253,963
−HK$6,729/mo
Today · 4.125%
HK$260,692
baseline
▲ 0.50% · 4.625%
HK$274,434
+HK$13,742/mo
Deposit HK$20.89M · loan HK$48.75M · min. income ≈ HK$521,384/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$2,959,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,841
−HK$17,925/mo
▼ 0.25% · 3.875%
HK$294,732
−HK$9,034/mo
Today · 4.125%
HK$303,766
baseline
▲ 0.50% · 4.625%
HK$322,249
+HK$18,483/mo
Deposit HK$6.96M · loan HK$62.68M · min. income ≈ HK$607,532/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,959,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,995
−HK$17,181/mo
▼ 0.25% · 3.875%
HK$326,524
−HK$8,652/mo
Today · 4.125%
HK$335,176
baseline
▲ 0.50% · 4.625%
HK$352,843
+HK$17,667/mo
Deposit HK$6.96M · loan HK$62.68M · min. income ≈ HK$670,352/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,959,767 · Scale 2, in force from 26 Feb 2026)