LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,881
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,375
−HK$501/mo
Today · 4.125%
HK$16,876
baseline
▲ 0.50% · 4.625%
HK$17,903
+HK$1,027/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,752/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,667
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,141
−HK$480/mo
Today · 4.125%
HK$18,621
baseline
▲ 0.50% · 4.625%
HK$19,603
+HK$982/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,242/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,057
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,649
−HK$603/mo
Today · 4.125%
HK$20,252
baseline
▲ 0.50% · 4.625%
HK$21,484
+HK$1,232/mo
Deposit HK$2.79M · loan HK$4.18M · min. income ≈ HK$40,504/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,200
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,769
−HK$577/mo
Today · 4.125%
HK$22,346
baseline
▲ 0.50% · 4.625%
HK$23,524
+HK$1,178/mo
Deposit HK$2.79M · loan HK$4.18M · min. income ≈ HK$44,692/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,233
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,924
−HK$703/mo
Today · 4.125%
HK$23,627
baseline
▲ 0.50% · 4.625%
HK$25,065
+HK$1,438/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$47,254/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,734
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,397
−HK$673/mo
Today · 4.125%
HK$26,070
baseline
▲ 0.50% · 4.625%
HK$27,444
+HK$1,374/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$52,140/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,585
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,474
−HK$904/mo
Today · 4.125%
HK$30,378
baseline
▲ 0.50% · 4.625%
HK$32,226
+HK$1,848/mo
Deposit HK$696K · loan HK$6.27M · min. income ≈ HK$60,756/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$208,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,801
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,653
−HK$866/mo
Today · 4.125%
HK$33,519
baseline
▲ 0.50% · 4.625%
HK$35,285
+HK$1,766/mo
Deposit HK$696K · loan HK$6.27M · min. income ≈ HK$67,038/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$208,932 · Scale 2, in force from 26 Feb 2026)