LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,813
−HK$9,959/mo
▼ 0.25% · 3.875%
HK$163,753
−HK$5,019/mo
Today · 4.125%
HK$168,772
baseline
▲ 0.50% · 4.625%
HK$179,042
+HK$10,270/mo
Deposit HK$34.82M · loan HK$34.82M · min. income ≈ HK$337,544/mo (50% DSR)
Upfront cash ≈ HK$37.78M (deposit + AVD stamp duty HK$2,960,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,678
−HK$9,546/mo
▼ 0.25% · 3.875%
HK$181,417
−HK$4,807/mo
Today · 4.125%
HK$186,224
baseline
▲ 0.50% · 4.625%
HK$196,040
+HK$9,816/mo
Deposit HK$34.82M · loan HK$34.82M · min. income ≈ HK$372,448/mo (50% DSR)
Upfront cash ≈ HK$37.78M (deposit + AVD stamp duty HK$2,960,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,576
−HK$11,951/mo
▼ 0.25% · 3.875%
HK$196,504
−HK$6,023/mo
Today · 4.125%
HK$202,527
baseline
▲ 0.50% · 4.625%
HK$214,850
+HK$12,323/mo
Deposit HK$27.86M · loan HK$41.79M · min. income ≈ HK$405,054/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$2,960,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,014
−HK$11,454/mo
▼ 0.25% · 3.875%
HK$217,700
−HK$5,768/mo
Today · 4.125%
HK$223,468
baseline
▲ 0.50% · 4.625%
HK$235,248
+HK$11,780/mo
Deposit HK$27.86M · loan HK$41.79M · min. income ≈ HK$446,936/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$2,960,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,339
−HK$13,942/mo
▼ 0.25% · 3.875%
HK$229,255
−HK$7,026/mo
Today · 4.125%
HK$236,281
baseline
▲ 0.50% · 4.625%
HK$250,658
+HK$14,377/mo
Deposit HK$20.89M · loan HK$48.75M · min. income ≈ HK$472,562/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$2,960,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,349
−HK$13,364/mo
▼ 0.25% · 3.875%
HK$253,983
−HK$6,730/mo
Today · 4.125%
HK$260,713
baseline
▲ 0.50% · 4.625%
HK$274,456
+HK$13,743/mo
Deposit HK$20.89M · loan HK$48.75M · min. income ≈ HK$521,426/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$2,960,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,864
−HK$17,926/mo
▼ 0.25% · 3.875%
HK$294,756
−HK$9,034/mo
Today · 4.125%
HK$303,790
baseline
▲ 0.50% · 4.625%
HK$322,275
+HK$18,485/mo
Deposit HK$6.96M · loan HK$62.68M · min. income ≈ HK$607,580/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,960,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,021
−HK$17,181/mo
▼ 0.25% · 3.875%
HK$326,550
−HK$8,652/mo
Today · 4.125%
HK$335,202
baseline
▲ 0.50% · 4.625%
HK$352,871
+HK$17,669/mo
Deposit HK$6.96M · loan HK$62.68M · min. income ≈ HK$670,404/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$2,960,003 · Scale 2, in force from 26 Feb 2026)