LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,883
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,377
−HK$502/mo
Today · 4.125%
HK$16,879
baseline
▲ 0.50% · 4.625%
HK$17,906
+HK$1,027/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,758/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,670
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,144
−HK$480/mo
Today · 4.125%
HK$18,624
baseline
▲ 0.50% · 4.625%
HK$19,606
+HK$982/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,248/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,060
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,652
−HK$603/mo
Today · 4.125%
HK$20,255
baseline
▲ 0.50% · 4.625%
HK$21,487
+HK$1,232/mo
Deposit HK$2.79M · loan HK$4.18M · min. income ≈ HK$40,510/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$208,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,204
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,772
−HK$577/mo
Today · 4.125%
HK$22,349
baseline
▲ 0.50% · 4.625%
HK$23,527
+HK$1,178/mo
Deposit HK$2.79M · loan HK$4.18M · min. income ≈ HK$44,698/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$208,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,236
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,928
−HK$703/mo
Today · 4.125%
HK$23,631
baseline
▲ 0.50% · 4.625%
HK$25,068
+HK$1,437/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$47,262/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,738
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,401
−HK$673/mo
Today · 4.125%
HK$26,074
baseline
▲ 0.50% · 4.625%
HK$27,448
+HK$1,374/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$52,148/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,589
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,479
−HK$903/mo
Today · 4.125%
HK$30,382
baseline
▲ 0.50% · 4.625%
HK$32,231
+HK$1,849/mo
Deposit HK$697K · loan HK$6.27M · min. income ≈ HK$60,764/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$208,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,805
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,658
−HK$866/mo
Today · 4.125%
HK$33,524
baseline
▲ 0.50% · 4.625%
HK$35,291
+HK$1,767/mo
Deposit HK$697K · loan HK$6.27M · min. income ≈ HK$67,048/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$208,964 · Scale 2, in force from 26 Feb 2026)