LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,854
−HK$9,962/mo
▼ 0.25% · 3.875%
HK$163,796
−HK$5,020/mo
Today · 4.125%
HK$168,816
baseline
▲ 0.50% · 4.625%
HK$179,088
+HK$10,272/mo
Deposit HK$34.83M · loan HK$34.83M · min. income ≈ HK$337,632/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$2,960,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,724
−HK$9,548/mo
▼ 0.25% · 3.875%
HK$181,464
−HK$4,808/mo
Today · 4.125%
HK$186,272
baseline
▲ 0.50% · 4.625%
HK$196,090
+HK$9,818/mo
Deposit HK$34.83M · loan HK$34.83M · min. income ≈ HK$372,544/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$2,960,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,625
−HK$11,954/mo
▼ 0.25% · 3.875%
HK$196,555
−HK$6,024/mo
Today · 4.125%
HK$202,579
baseline
▲ 0.50% · 4.625%
HK$214,906
+HK$12,327/mo
Deposit HK$27.87M · loan HK$41.80M · min. income ≈ HK$405,158/mo (50% DSR)
Upfront cash ≈ HK$30.83M (deposit + AVD stamp duty HK$2,960,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,069
−HK$11,457/mo
▼ 0.25% · 3.875%
HK$217,756
−HK$5,770/mo
Today · 4.125%
HK$223,526
baseline
▲ 0.50% · 4.625%
HK$235,308
+HK$11,782/mo
Deposit HK$27.87M · loan HK$41.80M · min. income ≈ HK$447,052/mo (50% DSR)
Upfront cash ≈ HK$30.83M (deposit + AVD stamp duty HK$2,960,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,396
−HK$13,946/mo
▼ 0.25% · 3.875%
HK$229,314
−HK$7,028/mo
Today · 4.125%
HK$236,342
baseline
▲ 0.50% · 4.625%
HK$250,723
+HK$14,381/mo
Deposit HK$20.90M · loan HK$48.77M · min. income ≈ HK$472,684/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$2,960,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,413
−HK$13,367/mo
▼ 0.25% · 3.875%
HK$254,049
−HK$6,731/mo
Today · 4.125%
HK$260,780
baseline
▲ 0.50% · 4.625%
HK$274,527
+HK$13,747/mo
Deposit HK$20.90M · loan HK$48.77M · min. income ≈ HK$521,560/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$2,960,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,938
−HK$17,931/mo
▼ 0.25% · 3.875%
HK$294,832
−HK$9,037/mo
Today · 4.125%
HK$303,869
baseline
▲ 0.50% · 4.625%
HK$322,358
+HK$18,489/mo
Deposit HK$6.97M · loan HK$62.70M · min. income ≈ HK$607,738/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,960,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,103
−HK$17,186/mo
▼ 0.25% · 3.875%
HK$326,634
−HK$8,655/mo
Today · 4.125%
HK$335,289
baseline
▲ 0.50% · 4.625%
HK$352,963
+HK$17,674/mo
Deposit HK$6.97M · loan HK$62.70M · min. income ≈ HK$670,578/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,960,769 · Scale 2, in force from 26 Feb 2026)