LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,860
−HK$9,962/mo
▼ 0.25% · 3.875%
HK$163,802
−HK$5,020/mo
Today · 4.125%
HK$168,822
baseline
▲ 0.50% · 4.625%
HK$179,094
+HK$10,272/mo
Deposit HK$34.83M · loan HK$34.83M · min. income ≈ HK$337,644/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$2,960,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,730
−HK$9,548/mo
▼ 0.25% · 3.875%
HK$181,470
−HK$4,808/mo
Today · 4.125%
HK$186,278
baseline
▲ 0.50% · 4.625%
HK$196,097
+HK$9,819/mo
Deposit HK$34.83M · loan HK$34.83M · min. income ≈ HK$372,556/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$2,960,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,632
−HK$11,954/mo
▼ 0.25% · 3.875%
HK$196,562
−HK$6,024/mo
Today · 4.125%
HK$202,586
baseline
▲ 0.50% · 4.625%
HK$214,913
+HK$12,327/mo
Deposit HK$27.87M · loan HK$41.80M · min. income ≈ HK$405,172/mo (50% DSR)
Upfront cash ≈ HK$30.83M (deposit + AVD stamp duty HK$2,960,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,076
−HK$11,458/mo
▼ 0.25% · 3.875%
HK$217,764
−HK$5,770/mo
Today · 4.125%
HK$223,534
baseline
▲ 0.50% · 4.625%
HK$235,317
+HK$11,783/mo
Deposit HK$27.87M · loan HK$41.80M · min. income ≈ HK$447,068/mo (50% DSR)
Upfront cash ≈ HK$30.83M (deposit + AVD stamp duty HK$2,960,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,404
−HK$13,947/mo
▼ 0.25% · 3.875%
HK$229,322
−HK$7,029/mo
Today · 4.125%
HK$236,351
baseline
▲ 0.50% · 4.625%
HK$250,732
+HK$14,381/mo
Deposit HK$20.90M · loan HK$48.77M · min. income ≈ HK$472,702/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$2,960,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,422
−HK$13,368/mo
▼ 0.25% · 3.875%
HK$254,058
−HK$6,732/mo
Today · 4.125%
HK$260,790
baseline
▲ 0.50% · 4.625%
HK$274,536
+HK$13,746/mo
Deposit HK$20.90M · loan HK$48.77M · min. income ≈ HK$521,580/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$2,960,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,948
−HK$17,932/mo
▼ 0.25% · 3.875%
HK$294,843
−HK$9,037/mo
Today · 4.125%
HK$303,880
baseline
▲ 0.50% · 4.625%
HK$322,370
+HK$18,490/mo
Deposit HK$6.97M · loan HK$62.70M · min. income ≈ HK$607,760/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,960,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,115
−HK$17,186/mo
▼ 0.25% · 3.875%
HK$326,646
−HK$8,655/mo
Today · 4.125%
HK$335,301
baseline
▲ 0.50% · 4.625%
HK$352,975
+HK$17,674/mo
Deposit HK$6.97M · loan HK$62.70M · min. income ≈ HK$670,602/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,960,876 · Scale 2, in force from 26 Feb 2026)