LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,882
−HK$9,963/mo
▼ 0.25% · 3.875%
HK$163,824
−HK$5,021/mo
Today · 4.125%
HK$168,845
baseline
▲ 0.50% · 4.625%
HK$179,119
+HK$10,274/mo
Deposit HK$34.84M · loan HK$34.84M · min. income ≈ HK$337,690/mo (50% DSR)
Upfront cash ≈ HK$37.80M (deposit + AVD stamp duty HK$2,961,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,754
−HK$9,550/mo
▼ 0.25% · 3.875%
HK$181,495
−HK$4,809/mo
Today · 4.125%
HK$186,304
baseline
▲ 0.50% · 4.625%
HK$196,124
+HK$9,820/mo
Deposit HK$34.84M · loan HK$34.84M · min. income ≈ HK$372,608/mo (50% DSR)
Upfront cash ≈ HK$37.80M (deposit + AVD stamp duty HK$2,961,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,658
−HK$11,956/mo
▼ 0.25% · 3.875%
HK$196,589
−HK$6,025/mo
Today · 4.125%
HK$202,614
baseline
▲ 0.50% · 4.625%
HK$214,943
+HK$12,329/mo
Deposit HK$27.87M · loan HK$41.81M · min. income ≈ HK$405,228/mo (50% DSR)
Upfront cash ≈ HK$30.83M (deposit + AVD stamp duty HK$2,961,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,105
−HK$11,460/mo
▼ 0.25% · 3.875%
HK$217,794
−HK$5,771/mo
Today · 4.125%
HK$223,565
baseline
▲ 0.50% · 4.625%
HK$235,349
+HK$11,784/mo
Deposit HK$27.87M · loan HK$41.81M · min. income ≈ HK$447,130/mo (50% DSR)
Upfront cash ≈ HK$30.83M (deposit + AVD stamp duty HK$2,961,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,435
−HK$13,948/mo
▼ 0.25% · 3.875%
HK$229,353
−HK$7,030/mo
Today · 4.125%
HK$236,383
baseline
▲ 0.50% · 4.625%
HK$250,766
+HK$14,383/mo
Deposit HK$20.90M · loan HK$48.77M · min. income ≈ HK$472,766/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$2,961,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,456
−HK$13,369/mo
▼ 0.25% · 3.875%
HK$254,093
−HK$6,732/mo
Today · 4.125%
HK$260,825
baseline
▲ 0.50% · 4.625%
HK$274,574
+HK$13,749/mo
Deposit HK$20.90M · loan HK$48.77M · min. income ≈ HK$521,650/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$2,961,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,987
−HK$17,934/mo
▼ 0.25% · 3.875%
HK$294,883
−HK$9,038/mo
Today · 4.125%
HK$303,921
baseline
▲ 0.50% · 4.625%
HK$322,414
+HK$18,493/mo
Deposit HK$6.97M · loan HK$62.71M · min. income ≈ HK$607,842/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,961,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,158
−HK$17,189/mo
▼ 0.25% · 3.875%
HK$326,691
−HK$8,656/mo
Today · 4.125%
HK$335,347
baseline
▲ 0.50% · 4.625%
HK$353,024
+HK$17,677/mo
Deposit HK$6.97M · loan HK$62.71M · min. income ≈ HK$670,694/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,961,280 · Scale 2, in force from 26 Feb 2026)