LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,901
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$163,844
−HK$5,021/mo
Today · 4.125%
HK$168,865
baseline
▲ 0.50% · 4.625%
HK$179,140
+HK$10,275/mo
Deposit HK$34.84M · loan HK$34.84M · min. income ≈ HK$337,730/mo (50% DSR)
Upfront cash ≈ HK$37.80M (deposit + AVD stamp duty HK$2,961,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,776
−HK$9,550/mo
▼ 0.25% · 3.875%
HK$181,517
−HK$4,809/mo
Today · 4.125%
HK$186,326
baseline
▲ 0.50% · 4.625%
HK$196,148
+HK$9,822/mo
Deposit HK$34.84M · loan HK$34.84M · min. income ≈ HK$372,652/mo (50% DSR)
Upfront cash ≈ HK$37.80M (deposit + AVD stamp duty HK$2,961,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,681
−HK$11,957/mo
▼ 0.25% · 3.875%
HK$196,612
−HK$6,026/mo
Today · 4.125%
HK$202,638
baseline
▲ 0.50% · 4.625%
HK$214,969
+HK$12,331/mo
Deposit HK$27.87M · loan HK$41.81M · min. income ≈ HK$405,276/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,961,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,131
−HK$11,461/mo
▼ 0.25% · 3.875%
HK$217,820
−HK$5,772/mo
Today · 4.125%
HK$223,592
baseline
▲ 0.50% · 4.625%
HK$235,377
+HK$11,785/mo
Deposit HK$27.87M · loan HK$41.81M · min. income ≈ HK$447,184/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,961,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,461
−HK$13,951/mo
▼ 0.25% · 3.875%
HK$229,381
−HK$7,031/mo
Today · 4.125%
HK$236,412
baseline
▲ 0.50% · 4.625%
HK$250,797
+HK$14,385/mo
Deposit HK$20.91M · loan HK$48.78M · min. income ≈ HK$472,824/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,961,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,486
−HK$13,371/mo
▼ 0.25% · 3.875%
HK$254,123
−HK$6,734/mo
Today · 4.125%
HK$260,857
baseline
▲ 0.50% · 4.625%
HK$274,607
+HK$13,750/mo
Deposit HK$20.91M · loan HK$48.78M · min. income ≈ HK$521,714/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,961,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,022
−HK$17,936/mo
▼ 0.25% · 3.875%
HK$294,919
−HK$9,039/mo
Today · 4.125%
HK$303,958
baseline
▲ 0.50% · 4.625%
HK$322,453
+HK$18,495/mo
Deposit HK$6.97M · loan HK$62.72M · min. income ≈ HK$607,916/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,961,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,196
−HK$17,191/mo
▼ 0.25% · 3.875%
HK$326,730
−HK$8,657/mo
Today · 4.125%
HK$335,387
baseline
▲ 0.50% · 4.625%
HK$353,066
+HK$17,679/mo
Deposit HK$6.97M · loan HK$62.72M · min. income ≈ HK$670,774/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,961,636 · Scale 2, in force from 26 Feb 2026)