LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,920
−HK$9,966/mo
▼ 0.25% · 3.875%
HK$163,863
−HK$5,023/mo
Today · 4.125%
HK$168,886
baseline
▲ 0.50% · 4.625%
HK$179,162
+HK$10,276/mo
Deposit HK$34.85M · loan HK$34.85M · min. income ≈ HK$337,772/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$2,961,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,797
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$181,538
−HK$4,811/mo
Today · 4.125%
HK$186,349
baseline
▲ 0.50% · 4.625%
HK$196,171
+HK$9,822/mo
Deposit HK$34.85M · loan HK$34.85M · min. income ≈ HK$372,698/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$2,961,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,704
−HK$11,959/mo
▼ 0.25% · 3.875%
HK$196,636
−HK$6,027/mo
Today · 4.125%
HK$202,663
baseline
▲ 0.50% · 4.625%
HK$214,994
+HK$12,331/mo
Deposit HK$27.88M · loan HK$41.82M · min. income ≈ HK$405,326/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,961,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,156
−HK$11,462/mo
▼ 0.25% · 3.875%
HK$217,846
−HK$5,772/mo
Today · 4.125%
HK$223,618
baseline
▲ 0.50% · 4.625%
HK$235,406
+HK$11,788/mo
Deposit HK$27.88M · loan HK$41.82M · min. income ≈ HK$447,236/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,961,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,488
−HK$13,952/mo
▼ 0.25% · 3.875%
HK$229,409
−HK$7,031/mo
Today · 4.125%
HK$236,440
baseline
▲ 0.50% · 4.625%
HK$250,827
+HK$14,387/mo
Deposit HK$20.91M · loan HK$48.79M · min. income ≈ HK$472,880/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,961,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,516
−HK$13,372/mo
▼ 0.25% · 3.875%
HK$254,154
−HK$6,734/mo
Today · 4.125%
HK$260,888
baseline
▲ 0.50% · 4.625%
HK$274,640
+HK$13,752/mo
Deposit HK$20.91M · loan HK$48.79M · min. income ≈ HK$521,776/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,961,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,056
−HK$17,938/mo
▼ 0.25% · 3.875%
HK$294,954
−HK$9,040/mo
Today · 4.125%
HK$303,994
baseline
▲ 0.50% · 4.625%
HK$322,492
+HK$18,498/mo
Deposit HK$6.97M · loan HK$62.72M · min. income ≈ HK$607,988/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,961,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,234
−HK$17,194/mo
▼ 0.25% · 3.875%
HK$326,769
−HK$8,659/mo
Today · 4.125%
HK$335,428
baseline
▲ 0.50% · 4.625%
HK$353,108
+HK$17,680/mo
Deposit HK$6.97M · loan HK$62.72M · min. income ≈ HK$670,856/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,961,992 · Scale 2, in force from 26 Feb 2026)