LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,934
−HK$9,966/mo
▼ 0.25% · 3.875%
HK$163,878
−HK$5,022/mo
Today · 4.125%
HK$168,900
baseline
▲ 0.50% · 4.625%
HK$179,178
+HK$10,278/mo
Deposit HK$34.85M · loan HK$34.85M · min. income ≈ HK$337,800/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$2,962,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,812
−HK$9,553/mo
▼ 0.25% · 3.875%
HK$181,554
−HK$4,811/mo
Today · 4.125%
HK$186,365
baseline
▲ 0.50% · 4.625%
HK$196,188
+HK$9,823/mo
Deposit HK$34.85M · loan HK$34.85M · min. income ≈ HK$372,730/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$2,962,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,721
−HK$11,959/mo
▼ 0.25% · 3.875%
HK$196,653
−HK$6,027/mo
Today · 4.125%
HK$202,680
baseline
▲ 0.50% · 4.625%
HK$215,013
+HK$12,333/mo
Deposit HK$27.88M · loan HK$41.82M · min. income ≈ HK$405,360/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,962,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,175
−HK$11,463/mo
▼ 0.25% · 3.875%
HK$217,865
−HK$5,773/mo
Today · 4.125%
HK$223,638
baseline
▲ 0.50% · 4.625%
HK$235,426
+HK$11,788/mo
Deposit HK$27.88M · loan HK$41.82M · min. income ≈ HK$447,276/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,962,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,507
−HK$13,953/mo
▼ 0.25% · 3.875%
HK$229,429
−HK$7,031/mo
Today · 4.125%
HK$236,460
baseline
▲ 0.50% · 4.625%
HK$250,849
+HK$14,389/mo
Deposit HK$20.91M · loan HK$48.79M · min. income ≈ HK$472,920/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,962,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,537
−HK$13,374/mo
▼ 0.25% · 3.875%
HK$254,176
−HK$6,735/mo
Today · 4.125%
HK$260,911
baseline
▲ 0.50% · 4.625%
HK$274,664
+HK$13,753/mo
Deposit HK$20.91M · loan HK$48.79M · min. income ≈ HK$521,822/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,962,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,081
−HK$17,940/mo
▼ 0.25% · 3.875%
HK$294,980
−HK$9,041/mo
Today · 4.125%
HK$304,021
baseline
▲ 0.50% · 4.625%
HK$322,520
+HK$18,499/mo
Deposit HK$6.97M · loan HK$62.73M · min. income ≈ HK$608,042/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,962,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,262
−HK$17,195/mo
▼ 0.25% · 3.875%
HK$326,798
−HK$8,659/mo
Today · 4.125%
HK$335,457
baseline
▲ 0.50% · 4.625%
HK$353,139
+HK$17,682/mo
Deposit HK$6.97M · loan HK$62.73M · min. income ≈ HK$670,914/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,962,249 · Scale 2, in force from 26 Feb 2026)