LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,936
−HK$9,967/mo
▼ 0.25% · 3.875%
HK$163,880
−HK$5,023/mo
Today · 4.125%
HK$168,903
baseline
▲ 0.50% · 4.625%
HK$179,180
+HK$10,277/mo
Deposit HK$34.85M · loan HK$34.85M · min. income ≈ HK$337,806/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$2,962,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,815
−HK$9,553/mo
▼ 0.25% · 3.875%
HK$181,557
−HK$4,811/mo
Today · 4.125%
HK$186,368
baseline
▲ 0.50% · 4.625%
HK$196,191
+HK$9,823/mo
Deposit HK$34.85M · loan HK$34.85M · min. income ≈ HK$372,736/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$2,962,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,723
−HK$11,960/mo
▼ 0.25% · 3.875%
HK$196,656
−HK$6,027/mo
Today · 4.125%
HK$202,683
baseline
▲ 0.50% · 4.625%
HK$215,016
+HK$12,333/mo
Deposit HK$27.88M · loan HK$41.82M · min. income ≈ HK$405,366/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,962,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,178
−HK$11,463/mo
▼ 0.25% · 3.875%
HK$217,868
−HK$5,773/mo
Today · 4.125%
HK$223,641
baseline
▲ 0.50% · 4.625%
HK$235,430
+HK$11,789/mo
Deposit HK$27.88M · loan HK$41.82M · min. income ≈ HK$447,282/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,962,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,511
−HK$13,953/mo
▼ 0.25% · 3.875%
HK$229,432
−HK$7,032/mo
Today · 4.125%
HK$236,464
baseline
▲ 0.50% · 4.625%
HK$250,852
+HK$14,388/mo
Deposit HK$20.91M · loan HK$48.79M · min. income ≈ HK$472,928/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,962,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,541
−HK$13,374/mo
▼ 0.25% · 3.875%
HK$254,180
−HK$6,735/mo
Today · 4.125%
HK$260,915
baseline
▲ 0.50% · 4.625%
HK$274,668
+HK$13,753/mo
Deposit HK$20.91M · loan HK$48.79M · min. income ≈ HK$521,830/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,962,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,085
−HK$17,940/mo
▼ 0.25% · 3.875%
HK$294,984
−HK$9,041/mo
Today · 4.125%
HK$304,025
baseline
▲ 0.50% · 4.625%
HK$322,524
+HK$18,499/mo
Deposit HK$6.97M · loan HK$62.73M · min. income ≈ HK$608,050/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,962,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,267
−HK$17,195/mo
▼ 0.25% · 3.875%
HK$326,803
−HK$8,659/mo
Today · 4.125%
HK$335,462
baseline
▲ 0.50% · 4.625%
HK$353,144
+HK$17,682/mo
Deposit HK$6.97M · loan HK$62.73M · min. income ≈ HK$670,924/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,962,293 · Scale 2, in force from 26 Feb 2026)