LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,958
−HK$9,968/mo
▼ 0.25% · 3.875%
HK$163,903
−HK$5,023/mo
Today · 4.125%
HK$168,926
baseline
▲ 0.50% · 4.625%
HK$179,205
+HK$10,279/mo
Deposit HK$34.86M · loan HK$34.86M · min. income ≈ HK$337,852/mo (50% DSR)
Upfront cash ≈ HK$37.82M (deposit + AVD stamp duty HK$2,962,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,839
−HK$9,554/mo
▼ 0.25% · 3.875%
HK$181,582
−HK$4,811/mo
Today · 4.125%
HK$186,393
baseline
▲ 0.50% · 4.625%
HK$196,218
+HK$9,825/mo
Deposit HK$34.86M · loan HK$34.86M · min. income ≈ HK$372,786/mo (50% DSR)
Upfront cash ≈ HK$37.82M (deposit + AVD stamp duty HK$2,962,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,750
−HK$11,961/mo
▼ 0.25% · 3.875%
HK$196,683
−HK$6,028/mo
Today · 4.125%
HK$202,711
baseline
▲ 0.50% · 4.625%
HK$215,046
+HK$12,335/mo
Deposit HK$27.88M · loan HK$41.83M · min. income ≈ HK$405,422/mo (50% DSR)
Upfront cash ≈ HK$30.85M (deposit + AVD stamp duty HK$2,962,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,207
−HK$11,465/mo
▼ 0.25% · 3.875%
HK$217,898
−HK$5,774/mo
Today · 4.125%
HK$223,672
baseline
▲ 0.50% · 4.625%
HK$235,462
+HK$11,790/mo
Deposit HK$27.88M · loan HK$41.83M · min. income ≈ HK$447,344/mo (50% DSR)
Upfront cash ≈ HK$30.85M (deposit + AVD stamp duty HK$2,962,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,541
−HK$13,956/mo
▼ 0.25% · 3.875%
HK$229,464
−HK$7,033/mo
Today · 4.125%
HK$236,497
baseline
▲ 0.50% · 4.625%
HK$250,887
+HK$14,390/mo
Deposit HK$20.91M · loan HK$48.80M · min. income ≈ HK$472,994/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$2,962,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,575
−HK$13,376/mo
▼ 0.25% · 3.875%
HK$254,215
−HK$6,736/mo
Today · 4.125%
HK$260,951
baseline
▲ 0.50% · 4.625%
HK$274,706
+HK$13,755/mo
Deposit HK$20.91M · loan HK$48.80M · min. income ≈ HK$521,902/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$2,962,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,125
−HK$17,942/mo
▼ 0.25% · 3.875%
HK$295,025
−HK$9,042/mo
Today · 4.125%
HK$304,067
baseline
▲ 0.50% · 4.625%
HK$322,569
+HK$18,502/mo
Deposit HK$6.97M · loan HK$62.74M · min. income ≈ HK$608,134/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,962,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,311
−HK$17,197/mo
▼ 0.25% · 3.875%
HK$326,848
−HK$8,660/mo
Today · 4.125%
HK$335,508
baseline
▲ 0.50% · 4.625%
HK$353,193
+HK$17,685/mo
Deposit HK$6.97M · loan HK$62.74M · min. income ≈ HK$671,016/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,962,702 · Scale 2, in force from 26 Feb 2026)