LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,976
−HK$9,970/mo
▼ 0.25% · 3.875%
HK$163,921
−HK$5,025/mo
Today · 4.125%
HK$168,946
baseline
▲ 0.50% · 4.625%
HK$179,226
+HK$10,280/mo
Deposit HK$34.86M · loan HK$34.86M · min. income ≈ HK$337,892/mo (50% DSR)
Upfront cash ≈ HK$37.82M (deposit + AVD stamp duty HK$2,963,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,860
−HK$9,555/mo
▼ 0.25% · 3.875%
HK$181,603
−HK$4,812/mo
Today · 4.125%
HK$186,415
baseline
▲ 0.50% · 4.625%
HK$196,241
+HK$9,826/mo
Deposit HK$34.86M · loan HK$34.86M · min. income ≈ HK$372,830/mo (50% DSR)
Upfront cash ≈ HK$37.82M (deposit + AVD stamp duty HK$2,963,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,772
−HK$11,963/mo
▼ 0.25% · 3.875%
HK$196,706
−HK$6,029/mo
Today · 4.125%
HK$202,735
baseline
▲ 0.50% · 4.625%
HK$215,071
+HK$12,336/mo
Deposit HK$27.89M · loan HK$41.83M · min. income ≈ HK$405,470/mo (50% DSR)
Upfront cash ≈ HK$30.85M (deposit + AVD stamp duty HK$2,963,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,232
−HK$11,466/mo
▼ 0.25% · 3.875%
HK$217,923
−HK$5,775/mo
Today · 4.125%
HK$223,698
baseline
▲ 0.50% · 4.625%
HK$235,489
+HK$11,791/mo
Deposit HK$27.89M · loan HK$41.83M · min. income ≈ HK$447,396/mo (50% DSR)
Upfront cash ≈ HK$30.85M (deposit + AVD stamp duty HK$2,963,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,567
−HK$13,957/mo
▼ 0.25% · 3.875%
HK$229,490
−HK$7,034/mo
Today · 4.125%
HK$236,524
baseline
▲ 0.50% · 4.625%
HK$250,916
+HK$14,392/mo
Deposit HK$20.92M · loan HK$48.80M · min. income ≈ HK$473,048/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$2,963,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,603
−HK$13,378/mo
▼ 0.25% · 3.875%
HK$254,244
−HK$6,737/mo
Today · 4.125%
HK$260,981
baseline
▲ 0.50% · 4.625%
HK$274,737
+HK$13,756/mo
Deposit HK$20.92M · loan HK$48.80M · min. income ≈ HK$521,962/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$2,963,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,157
−HK$17,945/mo
▼ 0.25% · 3.875%
HK$295,059
−HK$9,043/mo
Today · 4.125%
HK$304,102
baseline
▲ 0.50% · 4.625%
HK$322,606
+HK$18,504/mo
Deposit HK$6.97M · loan HK$62.75M · min. income ≈ HK$608,204/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,963,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,347
−HK$17,200/mo
▼ 0.25% · 3.875%
HK$326,885
−HK$8,662/mo
Today · 4.125%
HK$335,547
baseline
▲ 0.50% · 4.625%
HK$353,234
+HK$17,687/mo
Deposit HK$6.97M · loan HK$62.75M · min. income ≈ HK$671,094/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$2,963,042 · Scale 2, in force from 26 Feb 2026)