LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,021
−HK$9,972/mo
▼ 0.25% · 3.875%
HK$163,968
−HK$5,025/mo
Today · 4.125%
HK$168,993
baseline
▲ 0.50% · 4.625%
HK$179,276
+HK$10,283/mo
Deposit HK$34.87M · loan HK$34.87M · min. income ≈ HK$337,986/mo (50% DSR)
Upfront cash ≈ HK$37.83M (deposit + AVD stamp duty HK$2,963,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,910
−HK$9,557/mo
▼ 0.25% · 3.875%
HK$181,654
−HK$4,813/mo
Today · 4.125%
HK$186,467
baseline
▲ 0.50% · 4.625%
HK$196,296
+HK$9,829/mo
Deposit HK$34.87M · loan HK$34.87M · min. income ≈ HK$372,934/mo (50% DSR)
Upfront cash ≈ HK$37.83M (deposit + AVD stamp duty HK$2,963,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,826
−HK$11,966/mo
▼ 0.25% · 3.875%
HK$196,761
−HK$6,031/mo
Today · 4.125%
HK$202,792
baseline
▲ 0.50% · 4.625%
HK$215,131
+HK$12,339/mo
Deposit HK$27.90M · loan HK$41.84M · min. income ≈ HK$405,584/mo (50% DSR)
Upfront cash ≈ HK$30.86M (deposit + AVD stamp duty HK$2,963,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,292
−HK$11,469/mo
▼ 0.25% · 3.875%
HK$217,985
−HK$5,776/mo
Today · 4.125%
HK$223,761
baseline
▲ 0.50% · 4.625%
HK$235,556
+HK$11,795/mo
Deposit HK$27.90M · loan HK$41.84M · min. income ≈ HK$447,522/mo (50% DSR)
Upfront cash ≈ HK$30.86M (deposit + AVD stamp duty HK$2,963,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,630
−HK$13,961/mo
▼ 0.25% · 3.875%
HK$229,555
−HK$7,036/mo
Today · 4.125%
HK$236,591
baseline
▲ 0.50% · 4.625%
HK$250,987
+HK$14,396/mo
Deposit HK$20.92M · loan HK$48.82M · min. income ≈ HK$473,182/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,963,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,673
−HK$13,381/mo
▼ 0.25% · 3.875%
HK$254,316
−HK$6,738/mo
Today · 4.125%
HK$261,054
baseline
▲ 0.50% · 4.625%
HK$274,815
+HK$13,761/mo
Deposit HK$20.92M · loan HK$48.82M · min. income ≈ HK$522,108/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,963,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,238
−HK$17,950/mo
▼ 0.25% · 3.875%
HK$295,142
−HK$9,046/mo
Today · 4.125%
HK$304,188
baseline
▲ 0.50% · 4.625%
HK$322,697
+HK$18,509/mo
Deposit HK$6.97M · loan HK$62.76M · min. income ≈ HK$608,376/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,963,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,437
−HK$17,204/mo
▼ 0.25% · 3.875%
HK$326,978
−HK$8,663/mo
Today · 4.125%
HK$335,641
baseline
▲ 0.50% · 4.625%
HK$353,334
+HK$17,693/mo
Deposit HK$6.97M · loan HK$62.76M · min. income ≈ HK$671,282/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,963,880 · Scale 2, in force from 26 Feb 2026)