LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,077
−HK$9,976/mo
▼ 0.25% · 3.875%
HK$164,025
−HK$5,028/mo
Today · 4.125%
HK$169,053
baseline
▲ 0.50% · 4.625%
HK$179,339
+HK$10,286/mo
Deposit HK$34.88M · loan HK$34.88M · min. income ≈ HK$338,106/mo (50% DSR)
Upfront cash ≈ HK$37.85M (deposit + AVD stamp duty HK$2,964,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,972
−HK$9,561/mo
▼ 0.25% · 3.875%
HK$181,718
−HK$4,815/mo
Today · 4.125%
HK$186,533
baseline
▲ 0.50% · 4.625%
HK$196,365
+HK$9,832/mo
Deposit HK$34.88M · loan HK$34.88M · min. income ≈ HK$373,066/mo (50% DSR)
Upfront cash ≈ HK$37.85M (deposit + AVD stamp duty HK$2,964,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,892
−HK$11,971/mo
▼ 0.25% · 3.875%
HK$196,830
−HK$6,033/mo
Today · 4.125%
HK$202,863
baseline
▲ 0.50% · 4.625%
HK$215,207
+HK$12,344/mo
Deposit HK$27.91M · loan HK$41.86M · min. income ≈ HK$405,726/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,964,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,366
−HK$11,473/mo
▼ 0.25% · 3.875%
HK$218,062
−HK$5,777/mo
Today · 4.125%
HK$223,839
baseline
▲ 0.50% · 4.625%
HK$235,638
+HK$11,799/mo
Deposit HK$27.91M · loan HK$41.86M · min. income ≈ HK$447,678/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,964,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,708
−HK$13,966/mo
▼ 0.25% · 3.875%
HK$229,635
−HK$7,039/mo
Today · 4.125%
HK$236,674
baseline
▲ 0.50% · 4.625%
HK$251,075
+HK$14,401/mo
Deposit HK$20.93M · loan HK$48.83M · min. income ≈ HK$473,348/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,964,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,760
−HK$13,386/mo
▼ 0.25% · 3.875%
HK$254,405
−HK$6,741/mo
Today · 4.125%
HK$261,146
baseline
▲ 0.50% · 4.625%
HK$274,911
+HK$13,765/mo
Deposit HK$20.93M · loan HK$48.83M · min. income ≈ HK$522,292/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,964,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,339
−HK$17,956/mo
▼ 0.25% · 3.875%
HK$295,245
−HK$9,050/mo
Today · 4.125%
HK$304,295
baseline
▲ 0.50% · 4.625%
HK$322,810
+HK$18,515/mo
Deposit HK$6.98M · loan HK$62.79M · min. income ≈ HK$608,590/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,964,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,549
−HK$17,210/mo
▼ 0.25% · 3.875%
HK$327,092
−HK$8,667/mo
Today · 4.125%
HK$335,759
baseline
▲ 0.50% · 4.625%
HK$353,457
+HK$17,698/mo
Deposit HK$6.98M · loan HK$62.79M · min. income ≈ HK$671,518/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,964,919 · Scale 2, in force from 26 Feb 2026)