LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,908
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,403
−HK$503/mo
Today · 4.125%
HK$16,906
baseline
▲ 0.50% · 4.625%
HK$17,934
+HK$1,028/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,812/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,698
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,172
−HK$482/mo
Today · 4.125%
HK$18,654
baseline
▲ 0.50% · 4.625%
HK$19,637
+HK$983/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,308/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,090
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,683
−HK$604/mo
Today · 4.125%
HK$20,287
baseline
▲ 0.50% · 4.625%
HK$21,521
+HK$1,234/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,574/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,237
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,807
−HK$577/mo
Today · 4.125%
HK$22,384
baseline
▲ 0.50% · 4.625%
HK$23,564
+HK$1,180/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,768/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,271
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,964
−HK$704/mo
Today · 4.125%
HK$23,668
baseline
▲ 0.50% · 4.625%
HK$25,108
+HK$1,440/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$47,336/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,777
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,441
−HK$674/mo
Today · 4.125%
HK$26,115
baseline
▲ 0.50% · 4.625%
HK$27,492
+HK$1,377/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$52,230/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,635
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,525
−HK$905/mo
Today · 4.125%
HK$30,430
baseline
▲ 0.50% · 4.625%
HK$32,282
+HK$1,852/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$60,860/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,856
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,710
−HK$867/mo
Today · 4.125%
HK$33,577
baseline
▲ 0.50% · 4.625%
HK$35,347
+HK$1,770/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$67,154/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,294 · Scale 2, in force from 26 Feb 2026)