LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,081
−HK$9,976/mo
▼ 0.25% · 3.875%
HK$164,030
−HK$5,027/mo
Today · 4.125%
HK$169,057
baseline
▲ 0.50% · 4.625%
HK$179,344
+HK$10,287/mo
Deposit HK$34.88M · loan HK$34.88M · min. income ≈ HK$338,114/mo (50% DSR)
Upfront cash ≈ HK$37.85M (deposit + AVD stamp duty HK$2,964,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,976
−HK$9,562/mo
▼ 0.25% · 3.875%
HK$181,723
−HK$4,815/mo
Today · 4.125%
HK$186,538
baseline
▲ 0.50% · 4.625%
HK$196,370
+HK$9,832/mo
Deposit HK$34.88M · loan HK$34.88M · min. income ≈ HK$373,076/mo (50% DSR)
Upfront cash ≈ HK$37.85M (deposit + AVD stamp duty HK$2,964,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,897
−HK$11,971/mo
▼ 0.25% · 3.875%
HK$196,835
−HK$6,033/mo
Today · 4.125%
HK$202,868
baseline
▲ 0.50% · 4.625%
HK$215,212
+HK$12,344/mo
Deposit HK$27.91M · loan HK$41.86M · min. income ≈ HK$405,736/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,964,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,372
−HK$11,473/mo
▼ 0.25% · 3.875%
HK$218,067
−HK$5,778/mo
Today · 4.125%
HK$223,845
baseline
▲ 0.50% · 4.625%
HK$235,644
+HK$11,799/mo
Deposit HK$27.91M · loan HK$41.86M · min. income ≈ HK$447,690/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,964,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,714
−HK$13,966/mo
▼ 0.25% · 3.875%
HK$229,641
−HK$7,039/mo
Today · 4.125%
HK$236,680
baseline
▲ 0.50% · 4.625%
HK$251,081
+HK$14,401/mo
Deposit HK$20.93M · loan HK$48.84M · min. income ≈ HK$473,360/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,964,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,767
−HK$13,386/mo
▼ 0.25% · 3.875%
HK$254,412
−HK$6,741/mo
Today · 4.125%
HK$261,153
baseline
▲ 0.50% · 4.625%
HK$274,919
+HK$13,766/mo
Deposit HK$20.93M · loan HK$48.84M · min. income ≈ HK$522,306/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,964,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,346
−HK$17,957/mo
▼ 0.25% · 3.875%
HK$295,253
−HK$9,050/mo
Today · 4.125%
HK$304,303
baseline
▲ 0.50% · 4.625%
HK$322,819
+HK$18,516/mo
Deposit HK$6.98M · loan HK$62.79M · min. income ≈ HK$608,606/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,964,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,557
−HK$17,211/mo
▼ 0.25% · 3.875%
HK$327,101
−HK$8,667/mo
Today · 4.125%
HK$335,768
baseline
▲ 0.50% · 4.625%
HK$353,467
+HK$17,699/mo
Deposit HK$6.98M · loan HK$62.79M · min. income ≈ HK$671,536/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,964,997 · Scale 2, in force from 26 Feb 2026)