LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,088
−HK$9,976/mo
▼ 0.25% · 3.875%
HK$164,037
−HK$5,027/mo
Today · 4.125%
HK$169,064
baseline
▲ 0.50% · 4.625%
HK$179,352
+HK$10,288/mo
Deposit HK$34.88M · loan HK$34.88M · min. income ≈ HK$338,128/mo (50% DSR)
Upfront cash ≈ HK$37.85M (deposit + AVD stamp duty HK$2,965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,984
−HK$9,562/mo
▼ 0.25% · 3.875%
HK$181,731
−HK$4,815/mo
Today · 4.125%
HK$186,546
baseline
▲ 0.50% · 4.625%
HK$196,379
+HK$9,833/mo
Deposit HK$34.88M · loan HK$34.88M · min. income ≈ HK$373,092/mo (50% DSR)
Upfront cash ≈ HK$37.85M (deposit + AVD stamp duty HK$2,965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,906
−HK$11,971/mo
▼ 0.25% · 3.875%
HK$196,844
−HK$6,033/mo
Today · 4.125%
HK$202,877
baseline
▲ 0.50% · 4.625%
HK$215,222
+HK$12,345/mo
Deposit HK$27.91M · loan HK$41.86M · min. income ≈ HK$405,754/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,381
−HK$11,474/mo
▼ 0.25% · 3.875%
HK$218,077
−HK$5,778/mo
Today · 4.125%
HK$223,855
baseline
▲ 0.50% · 4.625%
HK$235,655
+HK$11,800/mo
Deposit HK$27.91M · loan HK$41.86M · min. income ≈ HK$447,710/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,724
−HK$13,966/mo
▼ 0.25% · 3.875%
HK$229,652
−HK$7,038/mo
Today · 4.125%
HK$236,690
baseline
▲ 0.50% · 4.625%
HK$251,092
+HK$14,402/mo
Deposit HK$20.93M · loan HK$48.84M · min. income ≈ HK$473,380/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,778
−HK$13,386/mo
▼ 0.25% · 3.875%
HK$254,423
−HK$6,741/mo
Today · 4.125%
HK$261,164
baseline
▲ 0.50% · 4.625%
HK$274,931
+HK$13,767/mo
Deposit HK$20.93M · loan HK$48.84M · min. income ≈ HK$522,328/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,359
−HK$17,957/mo
▼ 0.25% · 3.875%
HK$295,266
−HK$9,050/mo
Today · 4.125%
HK$304,316
baseline
▲ 0.50% · 4.625%
HK$322,833
+HK$18,517/mo
Deposit HK$6.98M · loan HK$62.79M · min. income ≈ HK$608,632/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,571
−HK$17,212/mo
▼ 0.25% · 3.875%
HK$327,115
−HK$8,668/mo
Today · 4.125%
HK$335,783
baseline
▲ 0.50% · 4.625%
HK$353,482
+HK$17,699/mo
Deposit HK$6.98M · loan HK$62.79M · min. income ≈ HK$671,566/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,965,128 · Scale 2, in force from 26 Feb 2026)