LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,105
−HK$9,977/mo
▼ 0.25% · 3.875%
HK$164,054
−HK$5,028/mo
Today · 4.125%
HK$169,082
baseline
▲ 0.50% · 4.625%
HK$179,370
+HK$10,288/mo
Deposit HK$34.89M · loan HK$34.89M · min. income ≈ HK$338,164/mo (50% DSR)
Upfront cash ≈ HK$37.85M (deposit + AVD stamp duty HK$2,965,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,002
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$181,750
−HK$4,815/mo
Today · 4.125%
HK$186,565
baseline
▲ 0.50% · 4.625%
HK$196,399
+HK$9,834/mo
Deposit HK$34.89M · loan HK$34.89M · min. income ≈ HK$373,130/mo (50% DSR)
Upfront cash ≈ HK$37.85M (deposit + AVD stamp duty HK$2,965,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,926
−HK$11,972/mo
▼ 0.25% · 3.875%
HK$196,865
−HK$6,033/mo
Today · 4.125%
HK$202,898
baseline
▲ 0.50% · 4.625%
HK$215,244
+HK$12,346/mo
Deposit HK$27.91M · loan HK$41.86M · min. income ≈ HK$405,796/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,965,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,403
−HK$11,475/mo
▼ 0.25% · 3.875%
HK$218,099
−HK$5,779/mo
Today · 4.125%
HK$223,878
baseline
▲ 0.50% · 4.625%
HK$235,679
+HK$11,801/mo
Deposit HK$27.91M · loan HK$41.86M · min. income ≈ HK$447,756/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,965,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,747
−HK$13,968/mo
▼ 0.25% · 3.875%
HK$229,675
−HK$7,040/mo
Today · 4.125%
HK$236,715
baseline
▲ 0.50% · 4.625%
HK$251,118
+HK$14,403/mo
Deposit HK$20.93M · loan HK$48.84M · min. income ≈ HK$473,430/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,965,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,803
−HK$13,388/mo
▼ 0.25% · 3.875%
HK$254,449
−HK$6,742/mo
Today · 4.125%
HK$261,191
baseline
▲ 0.50% · 4.625%
HK$274,959
+HK$13,768/mo
Deposit HK$20.93M · loan HK$48.84M · min. income ≈ HK$522,382/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,965,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,389
−HK$17,959/mo
▼ 0.25% · 3.875%
HK$295,297
−HK$9,051/mo
Today · 4.125%
HK$304,348
baseline
▲ 0.50% · 4.625%
HK$322,866
+HK$18,518/mo
Deposit HK$6.98M · loan HK$62.80M · min. income ≈ HK$608,696/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,965,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,604
−HK$17,214/mo
▼ 0.25% · 3.875%
HK$327,149
−HK$8,669/mo
Today · 4.125%
HK$335,818
baseline
▲ 0.50% · 4.625%
HK$353,519
+HK$17,701/mo
Deposit HK$6.98M · loan HK$62.80M · min. income ≈ HK$671,636/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,965,435 · Scale 2, in force from 26 Feb 2026)