LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,137
−HK$9,979/mo
▼ 0.25% · 3.875%
HK$164,087
−HK$5,029/mo
Today · 4.125%
HK$169,116
baseline
▲ 0.50% · 4.625%
HK$179,407
+HK$10,291/mo
Deposit HK$34.89M · loan HK$34.89M · min. income ≈ HK$338,232/mo (50% DSR)
Upfront cash ≈ HK$37.86M (deposit + AVD stamp duty HK$2,966,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,038
−HK$9,565/mo
▼ 0.25% · 3.875%
HK$181,787
−HK$4,816/mo
Today · 4.125%
HK$186,603
baseline
▲ 0.50% · 4.625%
HK$196,439
+HK$9,836/mo
Deposit HK$34.89M · loan HK$34.89M · min. income ≈ HK$373,206/mo (50% DSR)
Upfront cash ≈ HK$37.86M (deposit + AVD stamp duty HK$2,966,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,965
−HK$11,975/mo
▼ 0.25% · 3.875%
HK$196,905
−HK$6,035/mo
Today · 4.125%
HK$202,940
baseline
▲ 0.50% · 4.625%
HK$215,288
+HK$12,348/mo
Deposit HK$27.92M · loan HK$41.87M · min. income ≈ HK$405,880/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,966,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,446
−HK$11,478/mo
▼ 0.25% · 3.875%
HK$218,144
−HK$5,780/mo
Today · 4.125%
HK$223,924
baseline
▲ 0.50% · 4.625%
HK$235,727
+HK$11,803/mo
Deposit HK$27.92M · loan HK$41.87M · min. income ≈ HK$447,848/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,966,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,792
−HK$13,971/mo
▼ 0.25% · 3.875%
HK$229,722
−HK$7,041/mo
Today · 4.125%
HK$236,763
baseline
▲ 0.50% · 4.625%
HK$251,170
+HK$14,407/mo
Deposit HK$20.94M · loan HK$48.85M · min. income ≈ HK$473,526/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,966,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,854
−HK$13,391/mo
▼ 0.25% · 3.875%
HK$254,501
−HK$6,744/mo
Today · 4.125%
HK$261,245
baseline
▲ 0.50% · 4.625%
HK$275,015
+HK$13,770/mo
Deposit HK$20.94M · loan HK$48.85M · min. income ≈ HK$522,490/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,966,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,447
−HK$17,963/mo
▼ 0.25% · 3.875%
HK$295,357
−HK$9,053/mo
Today · 4.125%
HK$304,410
baseline
▲ 0.50% · 4.625%
HK$322,932
+HK$18,522/mo
Deposit HK$6.98M · loan HK$62.81M · min. income ≈ HK$608,820/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,966,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,669
−HK$17,217/mo
▼ 0.25% · 3.875%
HK$327,216
−HK$8,670/mo
Today · 4.125%
HK$335,886
baseline
▲ 0.50% · 4.625%
HK$353,591
+HK$17,705/mo
Deposit HK$6.98M · loan HK$62.81M · min. income ≈ HK$671,772/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$2,966,039 · Scale 2, in force from 26 Feb 2026)