LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,144
−HK$9,980/mo
▼ 0.25% · 3.875%
HK$164,094
−HK$5,030/mo
Today · 4.125%
HK$169,124
baseline
▲ 0.50% · 4.625%
HK$179,414
+HK$10,290/mo
Deposit HK$34.90M · loan HK$34.90M · min. income ≈ HK$338,248/mo (50% DSR)
Upfront cash ≈ HK$37.86M (deposit + AVD stamp duty HK$2,966,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,046
−HK$9,565/mo
▼ 0.25% · 3.875%
HK$181,794
−HK$4,817/mo
Today · 4.125%
HK$186,611
baseline
▲ 0.50% · 4.625%
HK$196,448
+HK$9,837/mo
Deposit HK$34.90M · loan HK$34.90M · min. income ≈ HK$373,222/mo (50% DSR)
Upfront cash ≈ HK$37.86M (deposit + AVD stamp duty HK$2,966,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,973
−HK$11,975/mo
▼ 0.25% · 3.875%
HK$196,913
−HK$6,035/mo
Today · 4.125%
HK$202,948
baseline
▲ 0.50% · 4.625%
HK$215,297
+HK$12,349/mo
Deposit HK$27.92M · loan HK$41.88M · min. income ≈ HK$405,896/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,966,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,455
−HK$11,478/mo
▼ 0.25% · 3.875%
HK$218,153
−HK$5,780/mo
Today · 4.125%
HK$223,933
baseline
▲ 0.50% · 4.625%
HK$235,737
+HK$11,804/mo
Deposit HK$27.92M · loan HK$41.88M · min. income ≈ HK$447,866/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,966,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,801
−HK$13,972/mo
▼ 0.25% · 3.875%
HK$229,732
−HK$7,041/mo
Today · 4.125%
HK$236,773
baseline
▲ 0.50% · 4.625%
HK$251,180
+HK$14,407/mo
Deposit HK$20.94M · loan HK$48.85M · min. income ≈ HK$473,546/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,966,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,864
−HK$13,392/mo
▼ 0.25% · 3.875%
HK$254,512
−HK$6,744/mo
Today · 4.125%
HK$261,256
baseline
▲ 0.50% · 4.625%
HK$275,027
+HK$13,771/mo
Deposit HK$20.94M · loan HK$48.85M · min. income ≈ HK$522,512/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,966,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,459
−HK$17,963/mo
▼ 0.25% · 3.875%
HK$295,369
−HK$9,053/mo
Today · 4.125%
HK$304,422
baseline
▲ 0.50% · 4.625%
HK$322,946
+HK$18,524/mo
Deposit HK$6.98M · loan HK$62.81M · min. income ≈ HK$608,844/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,966,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,683
−HK$17,217/mo
▼ 0.25% · 3.875%
HK$327,230
−HK$8,670/mo
Today · 4.125%
HK$335,900
baseline
▲ 0.50% · 4.625%
HK$353,606
+HK$17,706/mo
Deposit HK$6.98M · loan HK$62.81M · min. income ≈ HK$671,800/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,966,164 · Scale 2, in force from 26 Feb 2026)