LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,200
−HK$9,984/mo
▼ 0.25% · 3.875%
HK$164,152
−HK$5,032/mo
Today · 4.125%
HK$169,184
baseline
▲ 0.50% · 4.625%
HK$179,478
+HK$10,294/mo
Deposit HK$34.91M · loan HK$34.91M · min. income ≈ HK$338,368/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$2,967,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,109
−HK$9,568/mo
▼ 0.25% · 3.875%
HK$181,859
−HK$4,818/mo
Today · 4.125%
HK$186,677
baseline
▲ 0.50% · 4.625%
HK$196,517
+HK$9,840/mo
Deposit HK$34.91M · loan HK$34.91M · min. income ≈ HK$373,354/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$2,967,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,040
−HK$11,980/mo
▼ 0.25% · 3.875%
HK$196,983
−HK$6,037/mo
Today · 4.125%
HK$203,020
baseline
▲ 0.50% · 4.625%
HK$215,374
+HK$12,354/mo
Deposit HK$27.93M · loan HK$41.89M · min. income ≈ HK$406,040/mo (50% DSR)
Upfront cash ≈ HK$30.89M (deposit + AVD stamp duty HK$2,967,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,531
−HK$11,482/mo
▼ 0.25% · 3.875%
HK$218,231
−HK$5,782/mo
Today · 4.125%
HK$224,013
baseline
▲ 0.50% · 4.625%
HK$235,821
+HK$11,808/mo
Deposit HK$27.93M · loan HK$41.89M · min. income ≈ HK$448,026/mo (50% DSR)
Upfront cash ≈ HK$30.89M (deposit + AVD stamp duty HK$2,967,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,881
−HK$13,976/mo
▼ 0.25% · 3.875%
HK$229,813
−HK$7,044/mo
Today · 4.125%
HK$236,857
baseline
▲ 0.50% · 4.625%
HK$251,269
+HK$14,412/mo
Deposit HK$20.95M · loan HK$48.87M · min. income ≈ HK$473,714/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$2,967,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,952
−HK$13,396/mo
▼ 0.25% · 3.875%
HK$254,602
−HK$6,746/mo
Today · 4.125%
HK$261,348
baseline
▲ 0.50% · 4.625%
HK$275,124
+HK$13,776/mo
Deposit HK$20.95M · loan HK$48.87M · min. income ≈ HK$522,696/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$2,967,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,561
−HK$17,970/mo
▼ 0.25% · 3.875%
HK$295,474
−HK$9,057/mo
Today · 4.125%
HK$304,531
baseline
▲ 0.50% · 4.625%
HK$323,061
+HK$18,530/mo
Deposit HK$6.98M · loan HK$62.84M · min. income ≈ HK$609,062/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,967,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,796
−HK$17,223/mo
▼ 0.25% · 3.875%
HK$327,346
−HK$8,673/mo
Today · 4.125%
HK$336,019
baseline
▲ 0.50% · 4.625%
HK$353,731
+HK$17,712/mo
Deposit HK$6.98M · loan HK$62.84M · min. income ≈ HK$672,038/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,967,218 · Scale 2, in force from 26 Feb 2026)