LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,209
−HK$9,984/mo
▼ 0.25% · 3.875%
HK$164,162
−HK$5,031/mo
Today · 4.125%
HK$169,193
baseline
▲ 0.50% · 4.625%
HK$179,488
+HK$10,295/mo
Deposit HK$34.91M · loan HK$34.91M · min. income ≈ HK$338,386/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$2,967,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,119
−HK$9,569/mo
▼ 0.25% · 3.875%
HK$181,869
−HK$4,819/mo
Today · 4.125%
HK$186,688
baseline
▲ 0.50% · 4.625%
HK$196,529
+HK$9,841/mo
Deposit HK$34.91M · loan HK$34.91M · min. income ≈ HK$373,376/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$2,967,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,051
−HK$11,981/mo
▼ 0.25% · 3.875%
HK$196,994
−HK$6,038/mo
Today · 4.125%
HK$203,032
baseline
▲ 0.50% · 4.625%
HK$215,386
+HK$12,354/mo
Deposit HK$27.93M · loan HK$41.89M · min. income ≈ HK$406,064/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,967,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,543
−HK$11,483/mo
▼ 0.25% · 3.875%
HK$218,243
−HK$5,783/mo
Today · 4.125%
HK$224,026
baseline
▲ 0.50% · 4.625%
HK$235,834
+HK$11,808/mo
Deposit HK$27.93M · loan HK$41.89M · min. income ≈ HK$448,052/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,967,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,893
−HK$13,978/mo
▼ 0.25% · 3.875%
HK$229,826
−HK$7,045/mo
Today · 4.125%
HK$236,871
baseline
▲ 0.50% · 4.625%
HK$251,284
+HK$14,413/mo
Deposit HK$20.95M · loan HK$48.87M · min. income ≈ HK$473,742/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$2,967,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,966
−HK$13,397/mo
▼ 0.25% · 3.875%
HK$254,617
−HK$6,746/mo
Today · 4.125%
HK$261,363
baseline
▲ 0.50% · 4.625%
HK$275,140
+HK$13,777/mo
Deposit HK$20.95M · loan HK$48.87M · min. income ≈ HK$522,726/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$2,967,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,577
−HK$17,971/mo
▼ 0.25% · 3.875%
HK$295,491
−HK$9,057/mo
Today · 4.125%
HK$304,548
baseline
▲ 0.50% · 4.625%
HK$323,079
+HK$18,531/mo
Deposit HK$6.98M · loan HK$62.84M · min. income ≈ HK$609,096/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,967,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,814
−HK$17,224/mo
▼ 0.25% · 3.875%
HK$327,364
−HK$8,674/mo
Today · 4.125%
HK$336,038
baseline
▲ 0.50% · 4.625%
HK$353,751
+HK$17,713/mo
Deposit HK$6.98M · loan HK$62.84M · min. income ≈ HK$672,076/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,967,385 · Scale 2, in force from 26 Feb 2026)