LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,228
−HK$9,985/mo
▼ 0.25% · 3.875%
HK$164,181
−HK$5,032/mo
Today · 4.125%
HK$169,213
baseline
▲ 0.50% · 4.625%
HK$179,509
+HK$10,296/mo
Deposit HK$34.91M · loan HK$34.91M · min. income ≈ HK$338,426/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$2,967,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,140
−HK$9,570/mo
▼ 0.25% · 3.875%
HK$181,890
−HK$4,820/mo
Today · 4.125%
HK$186,710
baseline
▲ 0.50% · 4.625%
HK$196,552
+HK$9,842/mo
Deposit HK$34.91M · loan HK$34.91M · min. income ≈ HK$373,420/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$2,967,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,074
−HK$11,982/mo
▼ 0.25% · 3.875%
HK$197,017
−HK$6,039/mo
Today · 4.125%
HK$203,056
baseline
▲ 0.50% · 4.625%
HK$215,411
+HK$12,355/mo
Deposit HK$27.93M · loan HK$41.90M · min. income ≈ HK$406,112/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,967,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,568
−HK$11,484/mo
▼ 0.25% · 3.875%
HK$218,269
−HK$5,783/mo
Today · 4.125%
HK$224,052
baseline
▲ 0.50% · 4.625%
HK$235,862
+HK$11,810/mo
Deposit HK$27.93M · loan HK$41.90M · min. income ≈ HK$448,104/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,967,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,919
−HK$13,979/mo
▼ 0.25% · 3.875%
HK$229,853
−HK$7,045/mo
Today · 4.125%
HK$236,898
baseline
▲ 0.50% · 4.625%
HK$251,313
+HK$14,415/mo
Deposit HK$20.95M · loan HK$48.88M · min. income ≈ HK$473,796/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,967,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,996
−HK$13,398/mo
▼ 0.25% · 3.875%
HK$254,647
−HK$6,747/mo
Today · 4.125%
HK$261,394
baseline
▲ 0.50% · 4.625%
HK$275,172
+HK$13,778/mo
Deposit HK$20.95M · loan HK$48.88M · min. income ≈ HK$522,788/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,967,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,611
−HK$17,973/mo
▼ 0.25% · 3.875%
HK$295,526
−HK$9,058/mo
Today · 4.125%
HK$304,584
baseline
▲ 0.50% · 4.625%
HK$323,117
+HK$18,533/mo
Deposit HK$6.98M · loan HK$62.85M · min. income ≈ HK$609,168/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,967,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,851
−HK$17,227/mo
▼ 0.25% · 3.875%
HK$327,403
−HK$8,675/mo
Today · 4.125%
HK$336,078
baseline
▲ 0.50% · 4.625%
HK$353,793
+HK$17,715/mo
Deposit HK$6.98M · loan HK$62.85M · min. income ≈ HK$672,156/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,967,734 · Scale 2, in force from 26 Feb 2026)