LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,239
−HK$9,985/mo
▼ 0.25% · 3.875%
HK$164,192
−HK$5,032/mo
Today · 4.125%
HK$169,224
baseline
▲ 0.50% · 4.625%
HK$179,521
+HK$10,297/mo
Deposit HK$34.92M · loan HK$34.92M · min. income ≈ HK$338,448/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$2,967,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,152
−HK$9,570/mo
▼ 0.25% · 3.875%
HK$181,903
−HK$4,819/mo
Today · 4.125%
HK$186,722
baseline
▲ 0.50% · 4.625%
HK$196,565
+HK$9,843/mo
Deposit HK$34.92M · loan HK$34.92M · min. income ≈ HK$373,444/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$2,967,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,087
−HK$11,982/mo
▼ 0.25% · 3.875%
HK$197,030
−HK$6,039/mo
Today · 4.125%
HK$203,069
baseline
▲ 0.50% · 4.625%
HK$215,426
+HK$12,357/mo
Deposit HK$27.93M · loan HK$41.90M · min. income ≈ HK$406,138/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,967,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,582
−HK$11,485/mo
▼ 0.25% · 3.875%
HK$218,283
−HK$5,784/mo
Today · 4.125%
HK$224,067
baseline
▲ 0.50% · 4.625%
HK$235,878
+HK$11,811/mo
Deposit HK$27.93M · loan HK$41.90M · min. income ≈ HK$448,134/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,967,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,934
−HK$13,980/mo
▼ 0.25% · 3.875%
HK$229,869
−HK$7,045/mo
Today · 4.125%
HK$236,914
baseline
▲ 0.50% · 4.625%
HK$251,330
+HK$14,416/mo
Deposit HK$20.95M · loan HK$48.88M · min. income ≈ HK$473,828/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,967,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,012
−HK$13,399/mo
▼ 0.25% · 3.875%
HK$254,664
−HK$6,747/mo
Today · 4.125%
HK$261,411
baseline
▲ 0.50% · 4.625%
HK$275,191
+HK$13,780/mo
Deposit HK$20.95M · loan HK$48.88M · min. income ≈ HK$522,822/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,967,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,630
−HK$17,974/mo
▼ 0.25% · 3.875%
HK$295,546
−HK$9,058/mo
Today · 4.125%
HK$304,604
baseline
▲ 0.50% · 4.625%
HK$323,138
+HK$18,534/mo
Deposit HK$6.98M · loan HK$62.85M · min. income ≈ HK$609,208/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,967,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,873
−HK$17,227/mo
▼ 0.25% · 3.875%
HK$327,425
−HK$8,675/mo
Today · 4.125%
HK$336,100
baseline
▲ 0.50% · 4.625%
HK$353,817
+HK$17,717/mo
Deposit HK$6.98M · loan HK$62.85M · min. income ≈ HK$672,200/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,967,933 · Scale 2, in force from 26 Feb 2026)