LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,240
−HK$9,986/mo
▼ 0.25% · 3.875%
HK$164,193
−HK$5,033/mo
Today · 4.125%
HK$169,226
baseline
▲ 0.50% · 4.625%
HK$179,522
+HK$10,296/mo
Deposit HK$34.92M · loan HK$34.92M · min. income ≈ HK$338,452/mo (50% DSR)
Upfront cash ≈ HK$37.89M (deposit + AVD stamp duty HK$2,967,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,153
−HK$9,571/mo
▼ 0.25% · 3.875%
HK$181,904
−HK$4,820/mo
Today · 4.125%
HK$186,724
baseline
▲ 0.50% · 4.625%
HK$196,566
+HK$9,842/mo
Deposit HK$34.92M · loan HK$34.92M · min. income ≈ HK$373,448/mo (50% DSR)
Upfront cash ≈ HK$37.89M (deposit + AVD stamp duty HK$2,967,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,088
−HK$11,983/mo
▼ 0.25% · 3.875%
HK$197,032
−HK$6,039/mo
Today · 4.125%
HK$203,071
baseline
▲ 0.50% · 4.625%
HK$215,427
+HK$12,356/mo
Deposit HK$27.93M · loan HK$41.90M · min. income ≈ HK$406,142/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,967,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,583
−HK$11,485/mo
▼ 0.25% · 3.875%
HK$218,285
−HK$5,783/mo
Today · 4.125%
HK$224,068
baseline
▲ 0.50% · 4.625%
HK$235,879
+HK$11,811/mo
Deposit HK$27.93M · loan HK$41.90M · min. income ≈ HK$448,136/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,967,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,936
−HK$13,980/mo
▼ 0.25% · 3.875%
HK$229,870
−HK$7,046/mo
Today · 4.125%
HK$236,916
baseline
▲ 0.50% · 4.625%
HK$251,331
+HK$14,415/mo
Deposit HK$20.95M · loan HK$48.88M · min. income ≈ HK$473,832/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,967,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,014
−HK$13,399/mo
▼ 0.25% · 3.875%
HK$254,665
−HK$6,748/mo
Today · 4.125%
HK$261,413
baseline
▲ 0.50% · 4.625%
HK$275,193
+HK$13,780/mo
Deposit HK$20.95M · loan HK$48.88M · min. income ≈ HK$522,826/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,967,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,632
−HK$17,974/mo
▼ 0.25% · 3.875%
HK$295,547
−HK$9,059/mo
Today · 4.125%
HK$304,606
baseline
▲ 0.50% · 4.625%
HK$323,140
+HK$18,534/mo
Deposit HK$6.98M · loan HK$62.85M · min. income ≈ HK$609,212/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,967,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,875
−HK$17,228/mo
▼ 0.25% · 3.875%
HK$327,427
−HK$8,676/mo
Today · 4.125%
HK$336,103
baseline
▲ 0.50% · 4.625%
HK$353,819
+HK$17,716/mo
Deposit HK$6.98M · loan HK$62.85M · min. income ≈ HK$672,206/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,967,952 · Scale 2, in force from 26 Feb 2026)