LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,925
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,420
−HK$503/mo
Today · 4.125%
HK$16,923
baseline
▲ 0.50% · 4.625%
HK$17,953
+HK$1,030/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,846/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,716
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,191
−HK$482/mo
Today · 4.125%
HK$18,673
baseline
▲ 0.50% · 4.625%
HK$19,657
+HK$984/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,346/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,110
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,704
−HK$604/mo
Today · 4.125%
HK$20,308
baseline
▲ 0.50% · 4.625%
HK$21,544
+HK$1,236/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,616/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,259
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,829
−HK$579/mo
Today · 4.125%
HK$22,408
baseline
▲ 0.50% · 4.625%
HK$23,589
+HK$1,181/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,816/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,295
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,988
−HK$705/mo
Today · 4.125%
HK$23,693
baseline
▲ 0.50% · 4.625%
HK$25,134
+HK$1,441/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,386/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,802
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,468
−HK$674/mo
Today · 4.125%
HK$26,142
baseline
▲ 0.50% · 4.625%
HK$27,520
+HK$1,378/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,284/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,664
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,556
−HK$906/mo
Today · 4.125%
HK$30,462
baseline
▲ 0.50% · 4.625%
HK$32,315
+HK$1,853/mo
Deposit HK$698K · loan HK$6.29M · min. income ≈ HK$60,924/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,889
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,744
−HK$868/mo
Today · 4.125%
HK$33,612
baseline
▲ 0.50% · 4.625%
HK$35,383
+HK$1,771/mo
Deposit HK$698K · loan HK$6.29M · min. income ≈ HK$67,224/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,512 · Scale 2, in force from 26 Feb 2026)