LTV · monthly repayment
▼ 0.50% · 3.625%
HK$159,247
−HK$9,987/mo
▼ 0.25% · 3.875%
HK$164,201
−HK$5,033/mo
Today · 4.125%
HK$169,234
baseline
▲ 0.50% · 4.625%
HK$179,531
+HK$10,297/mo
Deposit HK$34.92M · loan HK$34.92M · min. income ≈ HK$338,468/mo (50% DSR)
Upfront cash ≈ HK$37.89M (deposit + AVD stamp duty HK$2,968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,161
−HK$9,572/mo
▼ 0.25% · 3.875%
HK$181,913
−HK$4,820/mo
Today · 4.125%
HK$186,733
baseline
▲ 0.50% · 4.625%
HK$196,576
+HK$9,843/mo
Deposit HK$34.92M · loan HK$34.92M · min. income ≈ HK$373,466/mo (50% DSR)
Upfront cash ≈ HK$37.89M (deposit + AVD stamp duty HK$2,968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,097
−HK$11,983/mo
▼ 0.25% · 3.875%
HK$197,041
−HK$6,039/mo
Today · 4.125%
HK$203,080
baseline
▲ 0.50% · 4.625%
HK$215,437
+HK$12,357/mo
Deposit HK$27.94M · loan HK$41.90M · min. income ≈ HK$406,160/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,593
−HK$11,486/mo
▼ 0.25% · 3.875%
HK$218,295
−HK$5,784/mo
Today · 4.125%
HK$224,079
baseline
▲ 0.50% · 4.625%
HK$235,891
+HK$11,812/mo
Deposit HK$27.94M · loan HK$41.90M · min. income ≈ HK$448,158/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,946
−HK$13,981/mo
▼ 0.25% · 3.875%
HK$229,881
−HK$7,046/mo
Today · 4.125%
HK$236,927
baseline
▲ 0.50% · 4.625%
HK$251,344
+HK$14,417/mo
Deposit HK$20.95M · loan HK$48.89M · min. income ≈ HK$473,854/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,026
−HK$13,400/mo
▼ 0.25% · 3.875%
HK$254,678
−HK$6,748/mo
Today · 4.125%
HK$261,426
baseline
▲ 0.50% · 4.625%
HK$275,206
+HK$13,780/mo
Deposit HK$20.95M · loan HK$48.89M · min. income ≈ HK$522,852/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,645
−HK$17,976/mo
▼ 0.25% · 3.875%
HK$295,562
−HK$9,059/mo
Today · 4.125%
HK$304,621
baseline
▲ 0.50% · 4.625%
HK$323,156
+HK$18,535/mo
Deposit HK$6.98M · loan HK$62.85M · min. income ≈ HK$609,242/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,890
−HK$17,229/mo
▼ 0.25% · 3.875%
HK$327,443
−HK$8,676/mo
Today · 4.125%
HK$336,119
baseline
▲ 0.50% · 4.625%
HK$353,836
+HK$17,717/mo
Deposit HK$6.98M · loan HK$62.85M · min. income ≈ HK$672,238/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$2,968,096 · Scale 2, in force from 26 Feb 2026)