LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,926
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,421
−HK$504/mo
Today · 4.125%
HK$16,925
baseline
▲ 0.50% · 4.625%
HK$17,954
+HK$1,029/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,850/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,717
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,193
−HK$482/mo
Today · 4.125%
HK$18,675
baseline
▲ 0.50% · 4.625%
HK$19,659
+HK$984/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,350/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,111
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,706
−HK$604/mo
Today · 4.125%
HK$20,310
baseline
▲ 0.50% · 4.625%
HK$21,545
+HK$1,235/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,620/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,261
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,831
−HK$579/mo
Today · 4.125%
HK$22,410
baseline
▲ 0.50% · 4.625%
HK$23,591
+HK$1,181/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,820/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,296
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,990
−HK$704/mo
Today · 4.125%
HK$23,694
baseline
▲ 0.50% · 4.625%
HK$25,136
+HK$1,442/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,388/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,804
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,470
−HK$674/mo
Today · 4.125%
HK$26,144
baseline
▲ 0.50% · 4.625%
HK$27,523
+HK$1,379/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,288/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,667
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,558
−HK$906/mo
Today · 4.125%
HK$30,464
baseline
▲ 0.50% · 4.625%
HK$32,318
+HK$1,854/mo
Deposit HK$698K · loan HK$6.29M · min. income ≈ HK$60,928/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,891
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,747
−HK$867/mo
Today · 4.125%
HK$33,614
baseline
▲ 0.50% · 4.625%
HK$35,386
+HK$1,772/mo
Deposit HK$698K · loan HK$6.29M · min. income ≈ HK$67,228/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,528 · Scale 2, in force from 26 Feb 2026)